I am the lucky recipient of a Swiss fellowship to do research in the U.S. This will pay for my salary for 1.5 years. It is about 68,500 CHF (swiss francs) per year (approximately 77,078 USD). They will transfer this to me in annual installments via international wire transfer. I have an account at Wells Fargo. I read that Wells Fargo charges a markup at their discretion in converting the currency from CHF to USD. How much will I lose in during this wire transfer? Do you recommend that I ask the Swiss Fund to use a different service or for me to sign on with a different bank so that I don't lose money?
edit: I just called the Wells Fargo line for foreign currency wire transfers to inquire about the Wells Fargo's exchange rate at this moment. It's 1CHF = 1.0866USD (74443.1USD) compared to google's reporting of 1CHF = 1.13USD (77405USD). So I would actually lose 2,961.9USD. That kinda sucks. Am I processing this information correctly?
edit2: Thanks everyone for your input and advice. I've been reading it all. I may request to the fund to transfer the fellowship to my fiancé's Swiss account. Then transfer this in USD to my account. The foreign exchange rate markup is much less at my fiancé's swiss bank (max ~1.7%). I highly doubt the Swiss Fund would be willing or able to use other services besides a wire transfer.
And the list is not exhaustive, I also watched lost, boardwalk empire, suits (s1), narcos (s1), fargo (s1), westworld (s1), true detective (s1), taboo, money heist (s1), the terror(s1) but the ones in the title are my favorites. Generally, I prefer fast-paced series, rich storylines, character-driven with good cliffhangers.
There’s so much that just doesn’t feel like it’s there, especially episode 2 with the entire segment about life paths, when they end up being 20 minutes then the same story. The whole segment about clothing in episode 4 is cool, but they forgot to mention all of the really cool stuff is left for the NPCs. You can look cool, just not as cool as them. Episode 3 might hurt the most because of Postcards from Night City and the Gangs. The scenery is cool, but completely empty. The gangs....don’t even get me started on the gangs (or lack there of). Whether it was cut for time, buggy, or whatever other reason, Night City Wire feels like it showed us how the game should’ve been, rather than what we got.