Good evening guys,
I'm reading the forum and I saw another hacking post that's why I wanted to share my way to not eliminate but reduce the chance of malicious actors getting our bank credentials. Background I'm working in the Fintech Industry as an IT Engineer, so I know how money flows from the Issuing bank to the Acquirer bank with the payment processor in between(Visa, Mastercard).
So here are my tips and reasoning why I do it:
>A week ago Donald Trump said that he could and would ban the video sharing app TikTok*, and on Thursday night he* issued an executive order to block “transactions” with its parent company, ByteDance. It’s set to take effect in 45 days, which is just beyond the September 15th deadline Microsoft publicly announced for its negotiations to buy the company. At the same time, the US Senate voted to ban TikTok from government devices.
>At same time, Trump also issued an executive order pushing the same ban for WeChat and its parent company Tencent*. WeChat allows communication for people inside and outside China, and it’s unclear what a ban could mean for users in the US.*
>*These orders will certainly be challenged in court and it’s unclear exactly what “transactions” means until the Secretary of Com
Since this question got asked a lot and it's not 100% clear, at least it wasn't for me:
You can claim your rewards now in Daedalus, even if you had a Yoroi wallet.
Go to add wallet --> restore --> Yoroi wallet --> 15 words (Incentivised Testnet Wallet) --> enter seed phrase and set new spending password --> wait for wallet to synch.
Afterwards you can transfer the rewards to any other wallet adress.
Edit: in order to send or stake from the restored rewards wallet you first have to send some Ada ( 1 is enough) to the restored wallet. This is needed to pay the transaction fee for whatever reason. Then you can send the rewards to your main wallet. I just completet the transaction and can confirm that I have my ITN rewards on an adress in my main wallet.
I own an eBay company so I know just how much this means for eBay. This is HUGE for them.
What's happening: So up until now, each and every transaction made on eBay was processed through Paypal. Ebay took 10% per transaction and Paypal took an additional 2.9% + $0.30 per transaction. However, eBay has now introduced "managed payments" which will completely eliminate paypal from transactions and allow sellers to transfer directly to their bank account from eBay instead of paypal. Ebay will also collect fees for doing this so not only are they eliminating paypal, they are profiting by taking the fees that paypal would have took.
So here's the basic change:
Before: eBay: 10%. Paypal: 2.9%+$0.30
Now: eBay: 11.5%+$0.25. Paypal: Nothing
What this means: eBay sellers are definitely going to benefit from not having to pay Paypal fees and eBay is going to benefit from taking an additional 1.5% + $0.25 that Paypal would have taken. It's a win-win situation for eBay.... keep reading on reddit ➡
First and foremost Denuvo DRM is garbage. It almost always specifically affects the customer's legitimately acquired copy and ultimately threatens your purchase even though it's overwhelmingly bypassed by pirates but less than 20% of titles ever have it removed even after pirates crack it. Often this is used as a way to sell the same game back to you again on a platform that doesn't need "remasters" like consoles do every five years. If you want to know more visit http://whyisdenuvobad.github.io
This thread isn't about that. It's about the "anti-cheat" specifically.
In order to have a full understanding of why this is so terrible, Denuvo anti-cheat and Denuvo anti-tamper were created by the same people who created and abandoned SecuROM... Which is noteworthy because Microsoft had to specifically intervene because their driver-based DRM was exploitable by malware. The primary argument against Riot's Vanguard was security. Given that SecuROM was enough of an exploit to justify Microso... keep reading on reddit ➡
Estimated cap hit: $65,922,855
Estimated cap space: $15,577,145
^^^Based ^^^on ^^^81.5M ^^^salary ^^^cap
##Winnipeg Jets UFA's:
**A... keep reading on reddit ➡
FX Fee 0.4% plus transaction fees 0.5% undercuts Stake by 0.1%.
Break even point where Hatch is cheaper is $750 (below this, per transaction, Sharesies is cheaper). Previously Stake was cheaper below $600, above which Hatch was cheaper.
Uses Drivewealth like we expected.
Their total fee drops to 0.5% above $3k which is an attractive offering for large infrequent investments.
One thing that will be interesting is if they let you trade on unsettled funds. I feel it is one of the draws to the platform for Sharesies for the casual crowd (instantly selling one share and buying another). Hatch allows this but it is behind a paywall for Stake.
Well, I do freelance contract work, so YMMV. But I often don't get any replies (or sometimes recruiters don't call, even if they wrote "I might have an opening that would fit, I'm gonna give you a call today!" in the morning), so each message I send out or reply to, I don't really expect anything back anymore. Doesn't matter how far in the process we are.
Until a contract is signed and I've worked at least a couple of days at that project, I don't consider it safe.
I've had contracts terminated on short notice ("Ok, all the freelancers in the room, starting the day after tomorrow, your services will no longer be needed."), I've lost money with freelancing at startups ("Oh, yeah, we kinda overlooked your invoice during the whole bankruptcy proceedings, you won't get any of the outstanding invoices"), and I've had negotiations after the work has been done ("Yeah, this picture should be moved slightly to the left when you open it with Internet Explorer in Tablet size, until you're done,... keep reading on reddit ➡
An investigation into the accounting misdeeds at Luckin Coffee Inc. has concluded that the company’s chairman knew—or should have known—about the fabricated transactions that inflated the Chinese coffee chain’s sales last year, according to a person familiar with the matter.
A report detailing the internal probe also said that Charles Lu, Luckin’s co-founder and chairman, didn’t fully cooperate with the investigation, the person said.
The monthslong probe was conducted by a special committee of Luckin’s board with the assistance of law firm Kirkland & Ellis LLP. It found evidence that Mr. Lu had knowledge of certain related-party transactions that weren’t properly disclosed, the person added.
Mr. Lu, in an emailed response to a request for comment, said: “Rumor! Not true!” A Luckin Coffee spokesman declined to comment.
What's New... keep reading on reddit ➡
The gas price atm is around 350. BlockFi usually pays around 50% more to ensure all the txs go through, so around 550 - 600 gwei they're paying.
Right now BlockFi is paying around:
- $10 for each ETH/ERC20 deposit (to forward from user's deposit addresses to BlockFi hot wallet). Same amount for the other way (withdrawal)
- $200 to generate ETH, GUSD, PAX, USDC deposit addresses for EVERY NEW USER (YES, I MEAN IT. Each of them costs around 250k gas, at 550 gwei gas price, and $380 per ETH that would make it $50. The deposit addresses are all smart contracts. I don't get why BlockFi does the wallet management this way but probably it makes everything more secure at some extra cost)
You can check it yourself. This is the address that all the contract calls originate from:
[Gas fees are so insane](https://preview.redd.it/m74p... keep reading on reddit ➡
I’ve noticed this a few times. In my life. I’m only 18 but I pay almost everything in cash: gas, haircuts, groceries, etc. I don’t use my card very often, and only really use it if I have no cash on me or if I’m getting cash out of my account.
But in both hollywood and IRL I see that those who pay in cash are given a mean eye to it, and I don’t know why. I paid for groceries once with my older sister beside me and she looked at me bewildered that I paid with cash and not with cards. Even with my friends, they ask me constantly why I pay mostly everything in cash.
My only guess is that Hollywood has made this concept that everyone who pays cash is some kind of criminal because cash can’t be traced while card transactions can. I like having hard money on my person, and I get weirded out by the idea that every transaction I use with a card can be traced. So I just use cash. I don’t see the big deal in it.
Video games owned by Tencent will not be affected by this
I'm looking for a credit card with the following benefits:
I already have some popular cards like Chase Sapphire Reserve and CFU (has FTF). I was wondering if there's a card out there with the conditions above.
I am a school student looking to put my first £500 investment into the stock market as I want to pursue a career of investment managing. I’ve spent the last couple of weeks evaluating different companies (all American due to the larger coverage and information) and found ~12 dividend-paying stocks that I want to buy. I am also looking to put some of the money into ftse250 tracker and a smaller percentage into global clean energy etf.
The problem is that HL, the provider I must use as my dad has his account with them, only reinvest dividends once it reaches a minimum of £10 pee holding. Now obviously with £500 split between ~12 stocks and two etfs, none of my holdings will be close to that value. Conversely, if I was to manually reinvest those dividends the trading cost would be too high for it to be worth it and I’d be losing around 2% of my portfolio per month just in trading costs. I could always just put all the £500 into the ftse250 tracker however I am looking for experience i... keep reading on reddit ➡
"That 2 ADA is the KeyDeposit required to register you stake address on the blockchain.
You can find KeyDeposit parameter in the Shelley genesis file, here: https://hydra.iohk.io/build/3670619/download/1/mainnet-shelley-genesis.json
You will get that 2 Ada back when and if you UNDELEGATE your wallet."
This really needs to be explained in the delegation window on Daedalus to prevent confusion, so I'll submitted a feature request for it.
I asked Lars the reason for this deposit, his response:
Lars Brünjes We try to make fees as close to actual costs as possible. Keys need to be stored in each node, so they use resources. If their was no fee, an attacker could create thousands of keys to try and make the nodes run out of harddrive space.
Duncan Coutts It's for the same reason that there is a mi... keep reading on reddit ➡
I have been comparing the various online payment processors for small business and saas applications.
I have been comparing their rates and it looks like a cartel.
Most of them are now pricing at 2.9% + 10-30c per transaction.
I remember a few years back, there were processors that were between 2.5 and 2.75% as well.
But now it looks like they all have reached parity.
I think I have another dumb question.
What does it take to start a payment processor
- On one hand we have huge tech giants like Stripe, Paypal etc - with multi billion dollar valuations
- On the other hand, there are some very small companies providing similar serivce - Bluepay, Bluepoint, Cornerstone Merchant Services, Elavon, First Bankcard, Gravity payments
- Is this a technology business or a relationship business ?
I do this with my oil change place and have recently done this to a skydiving company as well. Both were happy to give me the deal without the Groupon and told me themselves they prefer it like that as they get to keep the full amount of money.
That's for like 10min wtf. So if I put in the transaction for 2 gwei for example what will happen? Will miners just ignore it? Or will I just wait long af? I'm okay if it's like a day or two but $600 c'moooooooon mane.
Edit: talked to a dev they said this
So yeah I'll just have to wait
Some tips for people who need it, especially if you are one of us hit by the fraud transactions with TD banking, like in the posts below --
My personal experience was:
I've since talked to three phone r... keep reading on reddit ➡
There's a lot of freelancers looking for jobs right now, don't be afraid to try it and start giving oportunities to people in need:
If you have suggestions or find bugs, feel free to leave a message!
What stops someone from just creating two wallets and sending back and forth 1$ a million times, if there truly are no fees?
A while ago I wrote a post about how revenues for mobile games rose in both Malaysia and Singapore have increased in the last 2 years. Simply put, it's a lot of money (we're talking MILLIONS of ringgit here). One of the games mentioned in the source was Mobile Legends: Bang Bang. AFAIK, it's a popular MOBA game among some Malaysians here.
I don't personally play the game since I've no interest in the genre, but I believe there's micro-transactions (MTX) in the game right? This got me thinking how much MTX played a role in the growing the game's revenue. Sure, there are also Mobile Legends competitions in Malaysia (they generate revenue too), but I do believe on a day-to-day basis it's more likely that MTX is how the company earns money from the game. Perhaps some Malaysians that play the game do spend a lot of money on it as well.
I don't have defi... keep reading on reddit ➡
We just learned this was happening yesterday morning, when my bank contacted me about multiple suspicious 5 dollar purchases totaling almost $200 on Friday night. After some time on the phone with my bank, I asked my SO to check all the kids devices in case my card info was stored. I assumed that the youngest (4M) was behind the purchases by accident.
Well, I was half right - but it was our oldest. I continued working with my bank while SO dealt with the situation. He checks his own bank statements and learns that over the last month alone, his son has spent over $1000 from his account before switching the payment method to my account. We were both stunned. He's a very mature, smart kid, and he usually has a strong sense of right and wrong.
He claims that there was no prompt for authorization, which I'm inclined to believe. I don't know how it got disabled, but he obviously knew it was wrong either way. He also claims that he didn't know the charges would go to us, but knew these p... keep reading on reddit ➡
Candela coin's goal is to create a seamless single point of transaction for easy buying, selling, and storing energy. Past attempts have been unable to bridge the gap with some offering secondary markets, lack of liquidity, multi-token systems, or even inviting large corporate entities to invade the technology.https://www.candelacoin.com/