I've been reading recently that many people in Texas have lost power due to Winter Storm Uri. What caused this to happen?
Megathread for the big snowstorm
This megathread is the place for pictures and discussion related to this week’s snowstorm. Any new pictures and video outside of this thread will be removed.
Stay safe and warm out there!
####Posts approved before megathread:
Why would southern cities and towns with generally mild winters be prepared for snowstorms? Everyone I see from news anchors to social media users to SNL is like "Those simple idiots! Haven't they ever seen snow before?" There is nothing stupid about people not coping well with what they're not experienced with. It is also perfectly reasonable for a place not to build infrastructure it would seldom use. It's the same as the electric grid going down when there is a heatwave up north and yet I don't think there's a common sentiment that they're stupid people who haven't heard of hot weather.
Section One: Assets and Debt Use this section to explain your current financial picture at large.
Savings account balance- $9,200
Checking account balance- $800
Credit card debt- My balances get paid off every month. I started this diary owing $5028. This is 3-4x the normal balances (which my boyfriend pays). My college tuition was due on Jan 25th. My 2% cash back card statement begins on the 24th. I paid my tuition with my card after the statement reset so I would have an extra month to earn as much as possible so I could pay as little as possible out of savings.
Student loan debt- None. I’m paying my way through a Biology degree. I may need a loan of ~$5k for my last semester.
Acorns- $1250, but this varies day to day.
Section Two: Income
2017: Graduated high school with two years worth of college credits. Started college in the fall with a full ride scholarship. Stipend of $1000 a semester.
2018: I started a paid internship at a research lab. $5000 over the course of a summer. Most of that went to paying living expenses, which I kept to a minimum. In the fall I kept working there unpaid, and also started working at the campus bookstore ($8.50), and in another lab for $12.50 an hour.
2019: Left college for personal reasons. Started working at two retail stores ($12 and $13). In the fall I picked up a third seasonal retail job (making $10/hr).
2020: Kept working at the two original retail jobs until COVID hit. I was so stressed by that (and some workplace bullying) that I went on leave for 3 months from one job, but started back at the $12/hr job a month later. I also got a raise (to $12.25 and $15). I went from full time at both to part time during the fall because I was in school part time.
2021: I’m in school full time, working both retail jobs part time at the same pay, and doing an unpaid lab internship with the hopes of getting paid for it in the fall if I am impressive enough. I quit the higher paying job this week because I couldn't take it anymore.
Main Job Monthly Take Home:
I normally work anywhere from 5-70 hours a week between my retail jobs depending on the season I make anywhere from $500-2000 a month depending on whether they have enough hours to give me. Average is probably close to $1200. Who know's what my financial situation will be like in 6 months.
Side Gig Monthly Take Home
Most of my extra money comes from credit card sign up bonuses (SUB) and cash back rewards. I’ve saved... keep reading on reddit ➡