I am 33 years old, make $180,000, live in Los Angeles, and am self employed

I am 33 years old, make $180,000, live in Los Angeles, and am self employed

Intro: I hope this gives people an idea of what finances look like while self-employed. I have included the Ref29 questions at the beginning to give you some more context. I am really nervous and excited to share this and appreciate being part of this community. Please be easy on me as this was not easy for me to share.

Ref29 questions:

Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?

Yes. Neither of my parents had college degrees. They didn’t really emphasize needing to go to college but the pressure came from the environment I was in. At my high school, it was assumed that everyone would go to a 4-year college. Community College was not even talked about as an option. Even though I am a first generation college student, it is not as much part of my identity as I think it plays for others. My d

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πŸ‘€︎ u/ashleyandmarykat
πŸ“…︎ Jan 11
🚨︎ report
It is time... goto the mattresses.

Sent to MW team members this afternoon:

Notice to Executive Leadership: Deleting this email from Team Member mailboxes is a violation of Wagner Act in 1935 that guaranteed the right to organize unions.
If any Team Member does not receive this email, please report it to ACLU.

Dear Team Members,

Whole Foods refuses to hear the voices of its employees. When team members speak up about improving their working conditions, they’re either ignored, silenced, or retaliated against. When our leadership engages in abusive behavior, there is no accountability or oversight. This company does not have our best interests at heart. We are an organization of current and former Whole Foods team members. We are here to advocate for better conditions, and to provide a platform for workers to organize.

Whole Worker was created because we believe Whole Foods team members should have the right to organize and form a union within the workplace. Whole Foods has strayed from its so-called β€œcore values

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πŸ“°︎ r/wholefoods
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πŸ‘€︎ u/greenhaus2
πŸ“…︎ Jan 11
🚨︎ report
[Thank You] Holiday flavored rambles and thanks

Guess who is rambling again? Yes, I am. Just like Thanksgiving, Christmas will be a regular day. I have not put out a single decoration, not even my annual shrine to Ricky Martin. That one hurts the most, since I purchased so much Ricky stuff over the summer. Unfortunately, I cannot take a photo for u/dwrfstr who started all of this by sending me a Ricky Martin birthday card. Anyway, much love to Ricky.

It is the end of the longest fucking year of my life. You feel that too, correct? During 2020, I have been using disposable face masks that the university bought for me. To do my part for the environment, I purchased some reusable masks. They were sewn with fabric of Depeche Mode album covers; I am not shitting you. Etsy, man. It has just about everything.

Speaking about the end of the year, I had to use the remainder of my Flexible Spending Account so that I did not lose 700 dollars. Working from home during the pandemic has brought down my medical costs to no more than 10

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πŸ‘€︎ u/lonelytwatwaffle
πŸ“…︎ Dec 22 2020
🚨︎ report
I am 36 years old, make $66,900, live in Portland OR and work as a Data Coordinator.

Section Zero: Background

Hello all, happy hoildays! I stumbled upon this subreddit not long ago and have enjoyed the commentary and experiences everyone's shared. Wanted to add another perspective from a mid-30s first-gen American. I've had some missteps regarding careers and finances, but I feel like I'm in a slightly better place now. I tried YNAB in the past but I wasn't consistent enough with it. These days I use Mint to monitor my finances and have a "Finance Friday" each month to review all my accounts and spending. I currently live with my partner TJ and his dog RR. We do not combine finances, but he has been unemployed since March. I have helped him with some bills and basic necessities here and there until he finds his next job or career.

My current financial goals are to just maintain a status quo and not get any debt until pandemic times are over. Then I will focus on a house remodeling fund and savings for taking care of my parents.

***Growing up, what kind of conve

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πŸ“…︎ Dec 24 2020
🚨︎ report
To anyone who orders at night

Go outside before you order. Get in your car and go around the block. Pretend like you have forgotten where you live and the only way to find your house is because you know the house number. Can YOU find your house by just using your house number? Does your house/mailbox have numbers on it at all? Did you buy numbers for the mailbox when you first moved in, 15 years ago? May be time to treat your mailbox (AND YOUR DELIVERY PEOPLE) to some new new fangled reflective numbers .

On your drive could YOU see the numbers on the house or were there bushes in the way? Was there maybe a WREATH covering your house/apartment numbers? Imagine you were delivering your food to YOURSELF and ask yourself "Would I be easily able to find my house if I didn't know where I lived?" if the answer is "hell no I couldn't, I'd be lost af and my food will be getting colder while the poor schmuck bringing my food to me can't find my s

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πŸ‘︎ 115
πŸ“°︎ r/doordash
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πŸ‘€︎ u/dicemoon
πŸ“…︎ Dec 06 2020
🚨︎ report
BB536 Yogurt Master-Post (used for IBS-C/SIBO): How-to Guides, FAQs, Videos, Related posts, Personal Updates, Future Ideas

(Hopefully) The conclusive thread for all your BB536 yogurt-making needs - Made so you don't have to go through the headache I did :)

*HOW-TO's are at bottom of post*

Important Note - I have not attempted to make a vegan version - if you are able to do this, please share the info in the comments and/or message me and I will add it to this post/or link it.

Personal Updates:

Personal Update 3 (12/16/2020): I am currently not taking bb536 capsules or yogurt because I'm trying some other things. Currently being evaluated at a Pelvic Floor Rehabilitation physical therapist (for men) who also seems to know about IBS-C and related issues, so they will have some dietary, probiotic and other recommendations. Will also probably start looking for a functional GI doc who can evaluate better what's going on (how much is psychological/nervous, how much is dysbiosis etc., where snags are in motility and small/large intestines, how to clear things up and then keep them moving) - look

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πŸ“°︎ r/ibs
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πŸ“…︎ Dec 09 2020
🚨︎ report
I am 28 years old, make $75,000 CAD, live in Ottawa, ON and work as a government analyst. (all dollar amounts in CAD)

Section One: Assets and Debt

Retirement: I work in government and have an employer-matched pension plan, so I just use my RRSP as a secondary long term saving option (I should look in to investing within it). My RRSP is currently sitting at about $3,000.

TFSA: $19,500 (my main long term/down payment savings account)

Savings account: $18,000 (putting away money for a down payment (someday, maybe))

Checking account: $3600 (I try to keep it around $4000, and transfer anything over that to my TFSA)

Credit card debt: none - I pay for almost everything on my credit cards but pay them off every month. I have three - one no-fee card that accumulates grocery points, one travel card, and one no-fee card that I use for shared expenses

Student loan debt: none - I was super lucky to pay for my undergrad through a combination of scholarships, an RESP my parents paid into that covered most of my first year, and working one well-paid summer job and 2-3 part time jobs during the academic

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πŸ‘€︎ u/throwawayMDYOW
πŸ“…︎ Dec 17 2020
🚨︎ report
I’m 27, married with a combined income of ~$95,000, live in Wisconsin and work in software customer support.

Section One: Assets and Debt

Retirement Balance: $35,000 in a SEP IRA through my employer. They match 2% if I contribute at least 4%. I currently contribute 8%.

$21,000 in my husband’s Roth IRA. He’s a PhD student and the university doesn’t let him contribute to a retirement account pre-tax, so we’ve been maxing a Roth for him each of the last few years. We haven’t yet put in the full amount for this year but have it set aside in our savings.

Savings account balance: About $42,000 spread across a couple of accounts.

Checking account balance: Around $4000.

Investments: About $15,000 in CDs which will be part of a down payment at some point.

About $20,000 in a mutual fund; my parents threw I think $1000 into this when I was very young and have just let it sit and grow since then. This will also probably go towards a down payment.

HSA: $1200. I was able to contribute to an HSA when I was on health insurance through my employer; I’m now on my husband’s health insura

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πŸ‘€︎ u/mdthrowawaywi
πŸ“…︎ Dec 22 2020
🚨︎ report
[Confessions of the Magpie Wizard] Book 3: Dissolution, Chapter 35

Cover

Book 3: Chapter 34 Book 3: Chapter 36

Are you new? You can start with the prologue of Book 1 here.

Do you want to start with Book 2? Here's Book 2's Prologue!

However, Book 1 and Book 2 are now Amazon exclusive, so only a short sample is on Reddit.

Do you want to start with Book 3? Here's Book 3's Prologue!

Also, I have a subreddit! I've been writing a short story on there, Second Contact. Please check i

... keep reading on reddit ➑

πŸ‘︎ 5
πŸ“°︎ r/redditserials
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πŸ‘€︎ u/dbfassbinder
πŸ“…︎ Jan 15
🚨︎ report
I am 53 years old, have a combined $210,000 annual income, live on Long Island, NY, and work as a Project Coordinator

First, I'm sorry this is so long. Second - please be nice. We have debt, bad habits, and are Catholic. So if any of those things are going to get you spun up, just skip this one.

Section One: Assets and Debt Use this section to explain your current financial picture at large.

Everything here is joint – β€œM” and I have been married 22 years and we’ve had β€œsmashed money” that whole time (and really for about a year before that).

Retirement Balance (and how you got there): Approximately $500,000 in a variety of IRAs and current 401(k)s.

Equity if you're a homeowner (and how much you put down and how you accumulated that payment). Bought our house in 2001 for $239,000 with 20% down (some aggressive saving and a gift from each of our parents). We refinanced, took some cash out for some home repairs, and reduced it to a 15-year loan in 2009 – our current equity would be about $195,000, but similar homes in the neighborhood are listed at $475,000-$525,000, so if we ever sell, we’re

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πŸ‘︎ 90
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πŸ‘€︎ u/allybear29
πŸ“…︎ Oct 03 2020
🚨︎ report
We've got something to show you...

Hi folks,

Thank you so much for such amazing responses in our community and we are inspired by your great comments and ideas constantly.

With your feedback, we have released five firmware updates in less than two months. In the latest firmware update, we added Mailbox and Microsoft Word file viewing features into A6 X. Now, we have more new features and bug fixes to tell you about that are expected to be released in October, and we hope you enjoy and look forward to them.

For Supernote A6 X (Released on October 29) :

  1. You will be able to take notes with templates you created.
  2. Microsoft Word file editing feature coming soon! You can edit via Bluetooth keyboard or virtual keyboard, and the input method supports four languages (Japanese, English, Simplified Chinese, Traditional Chinese), with more languages and handwritten annotations featuring support will come in near future.
  3. You will be able to sync files via Supernote Cloud to a non-China server (Amazon
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πŸ‘︎ 44
πŸ“°︎ r/Supernote
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πŸ“…︎ Oct 14 2020
🚨︎ report
The haunting tale of Mary Doefour and one man's quest to give her back her real name

March 2, 1978. An old woman lay in bed, but she couldn't sleep. Something in her chest felt off. A dull ache. Shallow little breaths made her worn-out heart feel like it was dancing wildly inside her ribcage. And when the pain became a vile burn that felt like it was going to tear her in two, she opened her eyes wide as she tried to sit up, but she couldn't see. Only darkness, the weight of the shabby blanket, smothering her fragile body like a bag of bricks, the faint sound of somebody mumbling in the room next door. She tried to call out for a nurse, but nobody came. They often didn't. There were far too many cries for help in that place. Far too many. So many, over time, they just became background noise, a kind of infrasound the human ear could no longer pick up.

In the morning, an orderly finally came and peeked her head through the door. Good morning Mary, she said, but she got no reply. She moved on to the next room. Good morning Rose. Going through the motions. She had been in

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πŸ‘︎ 4k
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πŸ‘€︎ u/lucycatwrites
πŸ“…︎ May 15 2020
🚨︎ report
I made a Eufy Mailbox Sensor with External Antenna

I've been wanting a sensor that would let me know when the mail has arrived. However, I have a metal mailbox so wireless options have been difficult. I bought the Eufy Motion Sensor and it worked great at the mailbox location but as soon as I put it inside the mailbox... nothing. Which makes sense given the metal enclosure.

After taking apart the Eufy Motion Sensor, I noticed that they had an MHF4 connection on the board that was wired to an antenna mounted on the side of the case. All that was needed was an antenna lead and a 900MHz Antenna. Now I have a Eufy Motion Sensor inside the mailbox and a little antenna that sticks out the bottom of my mailbox where it's not very noticeable. It's been working well so far so I thought I would share for those looking to do the same.

Note: I'm sure this voids the warranty and you make these modifications at your own risk.

Materials needed:

  • [Eufy Motion Sensor](https://www.amazon.com/gp/product/B083KHPB8R/ref=ppx_yo_dt_b_asin_title_o07_s00?
... keep reading on reddit ➑

πŸ‘︎ 4
πŸ“°︎ r/eufy_security
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πŸ‘€︎ u/GreenRhombus
πŸ“…︎ Nov 14 2020
🚨︎ report
Ex Forcing Me to Break No Contact

Edit: Removed a couple of paragraphs to save text space and clutter.

When me and my ex initially broke up I also agreed with it because of how I always felt she wanted to be single, but I tried to talk her into staying with me and asked her if she was cheating or if there was someone and that it would make it easier on me. She told me one of her old friends texted her the same day the incident occurred that caused her to decide to break up with me, that he liked her and she wanted to see how it would work out (this to me sounds like someone she had been talking with for a bit honestly, and I had also noticed her being very suspicious towards the end of our relationship). So when we broke up she told me I could still talk with her if I ever needed anything and offered to let me have one of our pets together, I love our pets and always felt like they were a part of our "family" but declined as she wanted them all in the first place and did not want anything tying us together. Moving on,

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πŸ‘︎ 3
πŸ“°︎ r/ExNoContact
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πŸ‘€︎ u/Slayers_Disciple
πŸ“…︎ Oct 30 2020
🚨︎ report
100K Giveaway – =CΓ‚TSβ€’THÊTICS=~~ and Three Feline Flex L😻😻ks

This mood board is lovingly inspired by my family’s generational wealth love of cats. Since we Cat Ladiesβ„’ are as diverse as the cats we've come to share space with, I present to you several options of how to rock that CATSHETIC no matter your age or the situation.

The three boards center around the LV Speedy 30 B in White Catogram, all are serving Cat Lady realness.

First, the Mini-Review:

  • Item – LV Speedy 30 B in White Catogram
  • Seller – Purchased from u/Irockchannel who purchased from TS Elaine
  • Factory - unknown
  • Price - $170 USD (Including Shipping)
  • Photo here with additional cat proof
  • I like this bag for several reasons: it’s playful, it can hold a lot, and it’s versatile with the crossbody strap or the top handles. I splurged on a $10 [Aliexpress organizer]
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πŸ“°︎ r/RepLadies
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πŸ‘€︎ u/mismoosie
πŸ“…︎ Oct 12 2020
🚨︎ report
Best Amazon FBA Courses (With In-Depth Summaries/Reviews of Each One)

For the past several years, a partner and I stepped hard into the Amazon Marketplace, and since knowledge is power, we went through a lot of FBA courses to fine-tune our product listings and shipping procedures.

In this review, I will cover the 6 Best FBA Courses to take in 2020 below:

From 2016 until recently, I dove deep into the Amazon FBA world to really get a feel for how to do it but also to see how it compared to my [first business model](htt

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πŸ“°︎ r/reviewsforyou
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πŸ‘€︎ u/Ippei_Kanehara
πŸ“…︎ Nov 14 2020
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[Confessions of the Magpie Wizard] Book 3: Dissolution, Chapter 9

As a reminder, Book 2 will be taken down from Reddit Serials, Royal Road and Scribble Hub on November 1st so that it can come to Amazon on November 7th!

Cover

Book 3: Chapter 8 Book 3: Chapter 10

Are you new? You can start with the prologue of Book 1 here.

However, it's now KDP Exclusive and I can only have a small sample of the book up on Reddit. If you would like to pick it up on Kindle, Paperback or read it on Kindle Unlimited, you can find it on Amazon.

Do you want to start with Book 2? Here's Book 2's Prologue!

Do you want to start with Book 3

... keep reading on reddit ➑

πŸ‘︎ 7
πŸ“°︎ r/redditserials
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πŸ‘€︎ u/dbfassbinder
πŸ“…︎ Oct 29 2020
🚨︎ report
Tools & Info for Sysadmins - Shell Script Checker, Python Course, Database Book & More

Each week I thought I'd post these SysAdmin tools, tips, tutorials etc.

To make sure I'm following the rules of r/sysadmin, rather than link directly to our website for sign up for the weekly email I'm experimenting with reddit ads so:

You can sign up to get this in your inbox each week (with extras) by following this link.

Here are the most-interesting items that have come across our desks, laptops and phones this week. As always, EveryCloud has no known affiliation with any of these unless we explicitly state otherwise.

** We're looking for tools to share with the community... the ones that help you do your job better and more easily. Please leave a comment with your favorite(s) and we'll be featuring them over the following weeks.

A Free Tool

ShellCheck is a GPLv3 tool that gives warnings and suggestions fo

... keep reading on reddit ➑

πŸ‘︎ 77
πŸ“°︎ r/sysadmin
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πŸ‘€︎ u/crispyducks
πŸ“…︎ Aug 25 2020
🚨︎ report
The 1958 Disappearance of the Martin Family: Two of the Daughters' Bodies Are Discovered in the Columbia River, But the Rest of the Family is Never Found

In 1958, 54-year old Kenneth Martin and his 48-year old wife, Barbara, lived in a suburban neighbourhood in Portland, Oregon with their three daughters: 10-year old Susan, 12-year old Virginia and 14-year old Barbie. The couple also had a 28-year old son named Donald, who was stationed with the Navy in New York. On the afternoon of December 7, the Martin family left their home in their Ford station wagon. They planned to travel to the Columbia River Gorge area to pick up a Christmas tree and collect fresh greens for their holiday decorations. But they failed to return home and were reported missing the following evening.

When the Martins’ disappearance made the news, there would be many reported eyewitness sightings of them on the afternoon they went missing. Witnesses remembered seeing them on a property on Larch Mountain Road which sold Christmas trees, though when he looked at photographs of the Martins, the property owner could not be 100 % certain they were there. A credit card

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πŸ‘︎ 2k
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πŸ‘€︎ u/trailwentcold
πŸ“…︎ Feb 12 2020
🚨︎ report
Alternative Timeline 21st century

This was originally inspired by a post in r/HistoricalWhatIf, but since I had to change the present day time for the sake of having at least some small amount feasibility it no longer belongs there.

And I thought I might post it here instead!

---what follows is fiction, meant for entertainment, not necessarily resonable extrapolation---

The year is 2042.Β  The US is the world leader in sustainable energy, farming and manufacturing.Β  Even Europe is jealous, though they are doing their level best.

Republican and democratic administrations alike have continued to uphold what is seen as not only the saving grace of humanity and the planet, but the only true foothold we have to guarantee a prosperous world for future generations.Β  At the time it was called "the D.C. agreement", but now we just call it common F*#king sense.Β  And it (more so the attitude with which it was put forwards, and the political/educational environment which was fostered to push it through) has fostered a serie

... keep reading on reddit ➑

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πŸ“°︎ r/FutureWhatIf
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πŸ‘€︎ u/aStealthyWaffle
πŸ“…︎ Nov 03 2020
🚨︎ report
Today didn't start off so well. I just want to share what happened.

I've been working from home for the last 4 months, like most of us. It has been good in a way, because I save money on gas and don't have to deal with traffic. It has hindered me because I lived with roommates who are not all there. The owner of the house is a complete slob and a drunk, and extremely forgetful. He'll microwave lasagna without taking it out of the box and then forget it's in there, and I'll find it the next day when I need to go use the microwave. Food and dirty dishes get left out all the time. The kitchen is covered in a layer of grease, which I have tried to clean but it just gets greasy again and I'm constantly cleaning up after him or another roommate.

Another roommate insists on having 2 vehicles, and with COVID quarantine, the neighbors got stressed out about our vehicles parking in front of their houses. If the roommate would just do the right thing and store his second vehicle somewhere else, we could all park easily. Same thing with the owner, he has a 99 C

... keep reading on reddit ➑

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πŸ“°︎ r/Anger
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πŸ‘€︎ u/entitledpetulance
πŸ“…︎ Aug 04 2020
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How to Survive Camping: I can't believe we're talking about the lights yet again

What the hell, people. How is this so hard to understand? I run a private campground. I have a set of rules to ensure everyone stays safe and initially I didn’t think I even needed to include #3 because it’s so obvious but apparently it isn’t because here we are. Again. Last time I posted I told you about the gray world and people don’t screw that up because it’s pretty apparent that shit has gone sideways once they’re inside it. If you’re new here and wondering why I’m so pissed off about the lights, you should really start at the beginning and see for yourself all the problems they’ve caused.

Maybe you can tell me what I’m doing wrong because clearly people aren’t capable of figuring this one out.

Okay, the lights aside, I’ve mostly been focused on how to deal with the man with no shadow. We’ve been

... keep reading on reddit ➑

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πŸ“°︎ r/nosleep
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πŸ‘€︎ u/fainting--goat
πŸ“…︎ Jan 29 2020
🚨︎ report
IT Pro Tuesday #114 - Shell Script Checker, Python Course, Database Book & More

Welcome back to IT Pro Tuesday!

This week, we’re looking for your favorite tools to share with the community. Please let us know those that help you do things more easily so you get better at your job!

As always, we’re updating the full, searchable list on our website here. Enjoy.

But on with this week's tools...! Here are the most-interesting items that have come across our desks, laptopsΒ and phones this week. Hornetsecurity has no known affiliation with any of these unless we explicitly state otherwise.

A Free Tool

ShellCheck is a GPLv3 tool that gives warnings and suggestions for bash/sh shell scripts to find the bugs in your shell scripts. It can identify syntax issues that cause a shell to give cryptic error messages, semantic problems that cause a shell to behave strangely and also the counter-intuitive

... keep reading on reddit ➑

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πŸ“°︎ r/ITProTuesday
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πŸ‘€︎ u/crispyducks
πŸ“…︎ Aug 25 2020
🚨︎ report
Easy, Non-Lethal Ways of Building Up Your Home Security

Not all home security options are big, bad, and expensive. In no particular order:

-Change out all of the locks and make sure every door has a deadlock. You don't know who got a spare key from the previous owner.

-Change out the hinge nails (and reinforce the doors in general). Most doors are hung on short nails for the sole purpose of keeping the door there; if someone were to try to kick down your door or otherwise breach it, it would be a relatively easy task. Go for nails that go through the jamb into the framing studs.

-Verify that all exterior locks work and use them! Most intruders aren't criminal masterminds but are opportunists who will enter an unlocked door with no questions asked.

-Reinforce the locks. You can get door lock reinforcements off of Amazon for less than $15. Keep people from trying to mess with the locks to get in.

-Add door alarms. I use GE window/door alarms that I can buy at Walmart for about $10 for a two pack. This way, you can know for certain i

... keep reading on reddit ➑

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πŸ“°︎ r/preppers
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πŸ‘€︎ u/heatherjasper
πŸ“…︎ Jan 09 2020
🚨︎ report
My bipolar wife got violent and I need some help/advice

I think this might end up being a long post, so strap in. TL;DR at the bottom.

For some background, my wife and I have been together for almost 21 years, married for almost 18. We have one pre-teen son. She's diagnosed bipolar, I'm diagnosed ADD (great combo, eh?).

This past weekend, my son and I went to spend it with my best friend and his daughters. My wife stayed home. On Sunday, I was going to do a couple errands for the wife on the way home. One drop-off of something, and one pick up. She wanted me to let her know when we had left my friend's house so she could let the 2 people involved know an estimated ETA. When we left, I called her. She didn't answer her phone (this is nothing new with her), so I left her a message letting her know what my plan was. She called back a few minutes later and I reiterated what I was going to do. She then proceeded to tell me that my plan was stupid, and why was I leaving so late in the day for, anyway? She had irritated people texting her wonder

... keep reading on reddit ➑

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πŸ“°︎ r/bipolar
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πŸ‘€︎ u/clemznboy
πŸ“…︎ Aug 11 2020
🚨︎ report
[Thank You] for for the mountain of cards!

Sorry it took a bit for me to get this out, I've been waiting to for the rest of the cards to come in so I can make a big post and not spam the sub with thank yous XD

Thank you u/livethelifeyoulove11 for the card and huge pile of journaling goodies! I'm super excited to add them to my journals! I've never used a smash book before and I can't wait to try out the cute one you sent!! That was an awesome surprise to find in my mailbox and made me super happy!!

Thank you u/akculley for the hamster card! It is sooo adorable! I used to have a hamster named Dusty too back when I was in middle school! He was a brown long haired syrian with a bit of grey and looked like a giant ball of dust :D Thank you for the kind words!

I couldn't figure out who this card belonged to as they didn't write their username :( It was signed "D" and was sent from Canada. If this was you please tell me so I can properly thank you :D - Thank you for the cute card and hamster pictures! Scrunch is so cute and fluffy

... keep reading on reddit ➑

πŸ‘︎ 6
πŸ’¬︎
πŸ‘€︎ u/Technoplexxx
πŸ“…︎ Jul 14 2020
🚨︎ report
[WTS] closet clean out - DCF 35L MYOG pack, OR down gloves, GoLite windbreak, etc

[ALL SOLD ]

Another closet clean out. I've upgrade some gear and I've been bitten by the MYOG bug, so I'm doomed. But you are not!

All prices include shipping CONUS. Happy to bundle for multiples. I'm not looking for anything in particular but I think bartering is fun, so you have something you think would be cool to trade, I'm open to it.

A good bit is catch and release, and any outside links are just for specs. Holler if you need to see anything else. F&F, or +3% G&S.

Cheers! all the worldly goods.

  1. MYOG DCF pack (12.8oz) from u/m0nstermash - $100 . BEAUTIFUL pack, probably a L? Catch & Release. Used it once on a plane and studied everything I could to make my own packs (which do not look this nice) This is a catch, study-treat-with-respect and release, but I can't find the post, sry. [PENDING]
  2. ~~GoLite Anorak wind shirt (3.2oz) - $40 LOVE THIS JACKET. Great bike commuting jacket. I added a snap to it so it’ll stay clos
... keep reading on reddit ➑

πŸ‘︎ 2
πŸ“°︎ r/GearTrade
πŸ’¬︎
πŸ‘€︎ u/noodlemuppet
πŸ“…︎ Jun 30 2020
🚨︎ report
Two Years Into Early Retirement

BACKGROUND

Introduction: This post is part of an early-retirement series. Biennial updates will be made around June 1 (near retirement anniversary) and January 1 (end of year finances). As these posts have become increasingly popular based on the number of views and comments, and as my desire to spend nearly an entire day on reddit has significantly waned, my responses might be limited. I’ll try my best to stick around for a bit, but please check comments and posts from previous posts to find answers to potential questions. I genuinely appreciate all of the positive comments, even though I might no longer take the time to say so individually. I apologize if I don’t remember you individually. The usernames and stories run together. Please remind me of a discussion we had or provide a link if it’s relevant to something you want to know.

Model: I wish to maintain a portfolio that began in June 2017 at $1,025,772. My maximum withdrawal rate is 3% of each year’s starting balan

... keep reading on reddit ➑

πŸ‘︎ 1k
πŸ’¬︎
πŸ‘€︎ u/jasonlong1212
πŸ“…︎ Jun 03 2019
🚨︎ report
Peak Is here: Question about your delivery? Check Here First (FAQ)

Peak is Here and its time again where the most crazy of shipping seasons begins. There will be hundreds of people coming here for help trying to get information on their packages. Please read the following Frequently Asked Questions and hopefully you can get an answer without having to post. This year is predicted to break all records again, on the magnitude of 50-60% more than last year (58k was the heaviest day of my terminal last year. They are predicting 70+k a day this year).

Mods, if you would be so kind to sticky this, I think we'd all appreciate that.

2019 Update

>DRO has been rolled out in at least a few terminals (I do not know the number). This is a brand new system. It is having a lot of issues right now (as of the 2nd week of November) ... so ... Peak may be very interesting in large markets.
>
>Also, Sunday Service has been started in many markets (not all). So you may get your boxes on Sunday now! Yay for you!
>
>Further Updates from last

... keep reading on reddit ➑

πŸ‘︎ 75
πŸ“°︎ r/FedEx
πŸ’¬︎
πŸ‘€︎ u/lynkfox
πŸ“…︎ Nov 11 2019
🚨︎ report
I am 24 years old make $13.43 an hour, live in Sacramento, CA and work in Early Childhood Education

~~I swear this is the edited version, apologies for the length!~~

Section One: Assets and Debt

  • Retirement Balance:
    • $4,500 in a Roth IRA. I started contributing to this at the beginning of last year.
    • CalPERs (state pension plan): Currently $1,200. I will be vested after 5 years of working for the state.
  • Equity: N/A
  • Savings account balance: ~$7,500 in HYSA’s
  • Checking account balance: $500 (this fluctuates based on when in the month it isβ€”usually between $100-$200 by the end of the month)
  • Credit card debt: I pay off my CC as I use it, so it does not carry a balance
  • Student loan debt: N/A (college tuition/room and board were paid for by 75% grants/scholarships, 15% mother contribution, 10% work study jobs)
  • Anything else that's applicable to you: I bought my car used 3 years ago and paid for it in full.

Section Two: Income

I work at a state preschool. I get paid 1x/month and my paycheck amount depends on how many working days are in the month, typ

... keep reading on reddit ➑

πŸ‘︎ 15
πŸ’¬︎
πŸ‘€︎ u/gilly_chucks
πŸ“…︎ Apr 14 2020
🚨︎ report
A quick FYI on silicone face cover masks - quality matters!

tldr: not all silicone covers are equal. Thicker and seemingly higher quality covers are more comfortable and stay in place.

I direly wanted a silicone cover before leaving on a trip to make demo/sharing easier.. So off to Amazon for quick shipping I went... the determining factor for the product that I ended up buying, this particular one, was whichever listing said it would arrive before my trip.

While also on the trip and wanting to grab some exercise indoors, I also signed up for Supernatural. At the time of writing, they are offering a Devansi branded liner free, which is what I'm comparing against the no-review Amazon product that I got.

The comparison:

The brand-x liner I got from Amazon continuously had issues with not wanting to in stay place on both the top and nose area. It was also quite uncomfortable around the nose. I ended up tying it onto my facial interface with thread, and cutting out the trian

... keep reading on reddit ➑

πŸ‘︎ 14
πŸ“°︎ r/OculusQuest
πŸ’¬︎
πŸ‘€︎ u/digitoast
πŸ“…︎ May 27 2020
🚨︎ report
"Give me the number if you can find it"-Operator, Jim Croce

I would like to start by saying this is a labor of love for the tribe and in if someone has already posted it, then maybe it can just be for comparison but...

I have recorded every number I could find visibly or audibly for every episode. I did not record "how many times x happened" or count numbers of objects (unless they were really obvious) nor did I mark the timing on each incident so this may be incomplete but I haven't seen this posted before. I know u/jacksoncari posted some meaning behind numbers (amazing!) but I am looking for patterns.

Notes if you decide to use this:

  1. All numbers I found are in order from S1E1-S2E8.
  2. Dates and times (including clocks, phones, watches and computer screens)
  3. Addresses and license plates (including some inconsistencies)
  4. Songs in the Soundtrack and Film references with numbers. (Yeah, I went *there*) but it’s incomplete.
  5. Random numbers and stretches with things like "second", "half" etc... (included some really obscure shit
... keep reading on reddit ➑

πŸ‘︎ 44
πŸ“°︎ r/TheOA
πŸ’¬︎
πŸ‘€︎ u/jenniferisdone
πŸ“…︎ Jan 14 2020
🚨︎ report
Four days to go!

Tw:talk of addiction and stuff

At the bottom you can find some other reasons we removed mil in our lives... I swear one day I'll make a bullet line of reasons but it'll prob have around 40-50 reasons of her craziness

So we have four days before my C-section! Have prepped got everything set up and all that's left is to pack both the toddlers over night bags (ds1 and DD have certain things they will not sleep without and this will be ds first time ever being away over night without us) dh family is trying their hardest to get information about the hospital ect and it's failing he's ignoring every call and message(I stopped all service to my phone and got a fake TextNow number until after ds2 is born that way no one can contact me but the doctor's ect who have the number), we did get a letter and box at our door.

The box is full of shit mil stole from me over the years (clothes(now covered in cigarette burns), diva cup(yes she STOLE a used diva cup from me AND used it), bottles, bre

... keep reading on reddit ➑

πŸ‘︎ 211
πŸ“°︎ r/JUSTNOMIL
πŸ’¬︎
πŸ‘€︎ u/crimson_memories_
πŸ“…︎ Dec 23 2019
🚨︎ report
What Gear Should I Buy? What Is This Piece Of Gear? What Does This Term Mean? CHECK HERE FIRST! We have answers to the most commonly asked questions right here in /r/Cinematography's Official FAQ

#Welcome to the /r/Cinematography Official FAQ And Information Post!

Below I have collected answers and guidance for some of the sub's most common topics and questions. This is mostly content I have personally written either specifically for this post or in comments to other posters in the past. This is however not a me-show! If anybody thinks a section should be added, edited, or otherwise revised then message the moderators!



> > ##Topics Covered In This Post: > > ####1. What Camera Should I Buy? > > ####2. What Lens Should I Buy? > > ####3. How Do I Learn Lighting? > > ####4. What Light Kit Should I Buy? > > ####5. How Do I Learn Framing & Composition? > > ####6. What Books Can I Buy On Cinematography? > > ####7. What Blogs/Channels Can I Follow To Learn Cinematography? > > ####8. Common Terms In Cinematography > > ####9. What Is This Piec

... keep reading on reddit ➑

πŸ‘︎ 461
πŸ“°︎ r/cinematography
πŸ’¬︎
πŸ‘€︎ u/C47man
πŸ“…︎ Aug 04 2019
🚨︎ report
28-Year-Old Marketing Specialist in Chicago Making $68k/Year

It's been a while since someone posted and I'm scheduled for tomorrow, but I have a 6am flight so Happy Sunday! I'm a little nervous posting this because I've never admitted the debt to anyone (I have a friend who we speak about our cc debt to each other but she doesn't know my number...)

Occupation:Β Marketing Specialist

Industry:Β Law

Age:Β 28

Location:Β Chicago

Salary:Β $68,000 + 14/hr working front desk at a boutique fitness studio

Paycheck Amount (bi-weekly):Β $1,853 + ~350 a month.

Gender Identity:Β Woman

Monthly Expenses

Rent:Β $1,755 for a renovated studio in River North

Student Loans:Β $0 - My parents paid for most of my education. I graduated a semester early and had scholarships that covered over a semester. My parents put about $5k loans in my name and I just finished paying the last one this month.

Phone Bill:Β $138

Utilities:Β ~$100

WiFi:Β $50 for AT&T

Streaming Services: $8.99 I don’t have cable and

... keep reading on reddit ➑

πŸ‘︎ 46
πŸ’¬︎
πŸ‘€︎ u/samiariel
πŸ“…︎ Dec 30 2019
🚨︎ report
If you see an ad that offers to get the β€œcreative juices” flowing, DONT CLICK IT

Writer’s block is the worst, especially when your goal is to write the best story you can. It’s like your brain just won’t turn on. I had ten chapters due in two days and didn’t have a single word written, so I passed the time skimming the writing subreddits looking for inspiration.

Then I saw the ad.

Have a tight deadline? Need help getting the creative juices flowing?

The link took me to a website that looked like it was designed in 1995. Text scrolled across the top of the page.

Our patented, proprietary formula can help you meet your tight deadline!

β€œFuckin’ scammers,” I said, moving the mouse to the top of the page to exit.

Before I could click the red β€œX,” a text box appeared.

β€œThis is not a scam!”

My only option was to click OK, so I did. I was taken to a page featuring a large photo of a pill bottle with a plain white label. The words β€œCreative Juices” were scribbled in black permanent marker.

β€œYeah, okay,” I thought, and again tried to exit the site.

Ano

... keep reading on reddit ➑

πŸ‘︎ 49
πŸ“°︎ r/nosleep
πŸ’¬︎
πŸ‘€︎ u/jonthomas2692
πŸ“…︎ Mar 11 2020
🚨︎ report
One Device for Work and Play: A Working Samsung Dex Review

With the release of the Galaxy Note10 and DeX on Windows, I decided to venture off on a real-world DeX experiment. I've read a lot of articles and watched a lot of talking-head video "reviews" on YouTube, but it's always focused around casual computing. As a consultant in technology, I travel frequently and sometimes far. Because of this, I am a proponent of the one-device vision. My ideal future vision is to effectively be able to work from my phone without needing to manage or work in multiple environments a long the way. DeX gets us close to this. Read below for my experiences, thoughts, issues, and impressions along my journey of using my Note 10+ for everything in my day-to-day life.

I'm going to structure this by use case, as I threw a lot at thie environment.

WARNING - Long post is long. Grab a coffee, tea, blanket and pillow and sit by the fire. Or just skip to the conclusion (but you'd be missing out on all the juicy details).

Table of Contents

  1. Setu
... keep reading on reddit ➑

πŸ‘︎ 147
πŸ“°︎ r/SamsungDex
πŸ’¬︎
πŸ‘€︎ u/mister2forme
πŸ“…︎ Sep 15 2019
🚨︎ report
WiR Presents: Pyramid of Blood (05/24/2020) - Part 6

Paisner: Coming up next, Mark, we have the Big Money Invitational!

Woodbridge: Big Money Maverick has laid down the challenge; he will run the gauntlet of 6 local talents tonight, and if any of them can manage a win against Mav, they’ll get $5000 of Mav’s money! But as you and I know, that’s going to be easier said than done, especially considering Mav’s recent change of attitude! He’s more cunning and vicious than ever!

Paisner: But recently it seems as if Mav’s concerned with the looming threat of Brendan Byrne! A focused Mav is a deadly Mav, but can Mav keep his focus tonight? Let's not waste any more time, let's take it down to Javier in the ring.

Babaganoush: The following contest is the BIG MONEY INVITATIONAL! It is a gauntlet-style match where Big Money Maverick will fight 6 scheduled opponents in succession. The Invitational will end when either one of the competitors defeats Big Money Maverick, or Big Money Maverick defeats all 6 competitors. If any competit

... keep reading on reddit ➑

πŸ‘︎ 6
πŸ’¬︎
πŸ‘€︎ u/Joester09
πŸ“…︎ May 28 2020
🚨︎ report
How to Buy Music Stuff from Japan: A Guide

#PART I. ONLINE STORES

As always, a great starting point when looking for stuff is to go to Google and search for what you're after. For example, if you're looking for Japanese vinyl, you should search "[artist name] [release title] ["LP" or "レコード" or "γ‚’γƒŠγƒ­γ‚°" or "7"" or whatever]" (e.g. "Nujabes Metaphorical Music γ‚’γƒŠγƒ­γ‚°" or "Nujabes Kumomi 7""). Searching on Google will lead you to both popular sites, and smaller stores like local record stores. Note that you may need to use the artists' Japanese-language name to get better search results (e.g. instead of searching "Sheena Ringo", try using "ζ€Žεζž—ζͺŽ" instead).

Sites and shipping methods marked below in bold are highly recommended by me!

###Stores that ship internationally Amazon Japan, HMV Japan, CDJapan, Yesasia, and Rakuten Global Market all have international shipping options.

  • **[Amazon J
... keep reading on reddit ➑

πŸ‘︎ 120
πŸ“°︎ r/japanesemusic
πŸ’¬︎
πŸ‘€︎ u/dimsim3478
πŸ“…︎ Sep 28 2019
🚨︎ report
Recap & Budget Breakdown | $29k with 150 guests | Long Island, NY

Hey weddit! It's been almost 2 months since our wedding and I've just been waiting for all my photos to do the recap & budget breakdown. Well the photos are finally here so let's do this! First I want to say thank you to all of you helpful beautiful people. I'm not exactly sure how I stumbled upon this subreddit because I actually didn't use or have a reddit account before I found you all, but I am so thankful that I did.

Let's start off with some photos and our video :)

SUMMARY

Wedding date: September 8th, 2019 which was a Sunday at 4pm until 9pm

Location: Bellport Country Club in Bellport, NY

Guests invited // RSVP'd yes // attended: 216 // 153 // 146

Original budget: We guessed that we would spend around $30,000

Total cost: $29,994 so we came in right on budget. We paid for about 75% ourselves and the rest was gifted to us from our parents & siblings.

... keep reading on reddit ➑

πŸ‘︎ 61
πŸ“°︎ r/weddingplanning
πŸ’¬︎
πŸ‘€︎ u/hermione07
πŸ“…︎ Oct 24 2019
🚨︎ report
I am 28 years old, make $42,000, live in Philadelphia, work as an administrative coordinator.

Section One: Assets and Debts

Retirement Balance $6,648.51. This is from a previous job where I contributed about $100 a month and my employer contributed about $200 a month. I have been at my current job for less than a year and my current employer won’t start matching til I’ve been here a year. I’m only contributing 1% to retirement on my own right now because my taxes are so much higher in Philly than I’m used to, and because I have such high debt payments.

Savings account balance: $1,000

Checking account balance: $329.96

Credit card debt (and how you accumulated it): I have a debt payoff loan that has a principal balance of $15,034.38. I had at one point between $18,000-19,000 in credit card debt on 4 cards, accumulated primarily during my time in graduate school. This time also happened to be a time in life where I attended 7 weddings in a year and 5 the year after that, which would be detrimental on just about any salary. 3 of the weddings also included ou

... keep reading on reddit ➑

πŸ‘︎ 32
πŸ’¬︎
πŸ‘€︎ u/ladybug741
πŸ“…︎ Aug 02 2019
🚨︎ report
A few helpful free resources

Just sharing a few cool resources that you might find useful.Β (I have no connection with any of these.)

A Free Tool

ShellCheck is a GPLv3 tool that gives warnings and suggestions for bash/sh shell scripts to find the bugs in your shell scripts. It can identify syntax issues that cause a shell to give cryptic error messages, semantic problems that cause a shell to behave strangely and also the counter-intuitive and subtle caveats, corner cases and pitfalls that may cause an otherwise working script to fail under future circumstances. ASIC_SP finds it a β€œvery useful too, helps you spot errors and avoid pitfalls."

A Free Course

Python for Network Engineers is a free, 8-week course that covers Python fundamentals but "with a network engineer's bent." The weekly lessons cover, in order: Why Python, the Python Interpreter Shell, and Strings; Numbers, Files, Lists, and Linters; Conditionals and Loops;

... keep reading on reddit ➑

πŸ‘︎ 49
πŸ“°︎ r/msp
πŸ’¬︎
πŸ‘€︎ u/crispyducks
πŸ“…︎ Aug 25 2020
🚨︎ report
If you see an ad that claims to help get the β€œcreative juices” flowing, DONT CLICK IT

Special thanks to u/CarMaxMcCarthy for the help with this story! Head of to r/horrorwriters and check out what’s going on over there!

Enjoy!

β€”β€”β€”-

Writer’s block is the worst, especially when your goal is to write the best story you can. It’s like your brain just won’t turn on. I had ten chapters due in two days and didn’t have a single word written, so I passed the time skimming the writing subreddits looking for inspiration.

Then I saw the ad.

Have a tight deadline? Need help getting the creative juices flowing?

The link took me to a website that looked like it was designed in 1995. Text scrolled across the top of the page.

Our patented, proprietary formula can help you meet your tight deadline!

β€œFuckin’ scammers,” I said, moving the mouse to the top of the page to exit.

Before I could click the red β€œX,” a text box appeared.

β€œThis is not a scam!”

My only option was to click OK, so I did. I was taken to a page featuring a large photo of a pill bottle with a plain w

... keep reading on reddit ➑

πŸ‘︎ 34
πŸ“°︎ r/scarystories
πŸ’¬︎
πŸ‘€︎ u/jonthomas2692
πŸ“…︎ Mar 11 2020
🚨︎ report

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