Reason for my lack of income is that I'm a full-time grad school student. I'm happy to pay the bill if I pick a manageable location, but I've been finding myself in situations where I'll be out with a girl who works in finance/tech at pricier spots. In situations like this, would it be rude to split the bill? If I ask the girl out, I'll pick a spot I know I'll be able to pay at, but what about situations where the girl suggests the place? I'm not sure if this is relevant but I am 22 and the girls I go out with are around there too, usually in their first year of having a job. I'm usually of the mindset that I should always pay (or make the attempt to pay) on a first date, especially if I'm the one who initiated.
Before the launch of the new Cadillac Blackwing sedans with manual standard, Cadillac has released internal researching on the popularity of manual transmissions in the US. The Harris Poll was commissioned to do this research.
Essentially Cadillac's product planners had to figure out if a case could be made for releasing the upcoming Blackwing cars in manual, and commissioned this research to figure it out.
The original slide deck can be found here: Manual Transmission Study 30Oct2020 - Google Slides
Highlights:
- 55% of American drivers have owned a manual transmission vehicle before
- 66% know how to drive a manual
- 42% aren't interested in manual transmissions vehicles at all
- higher income and higher education Americans are more likely to know how to drive a manual and are more interested
https://www.benchmark.pl/aktualnosci/nad-cyberpunk-2077-pochyla-sie-nawet-uokik.html
The troubles with the premiere of Cyberpunk 2077 do not end. As it turns out, the game's premiere even interested UOKiK.
While in the case of PC versions, the ratings for Cyberpunk 2077 are good or even very good (despite visible errors), the console versions proved to be very disappointing. For some people it was even unplayable, so there were a lot of players asking for returns, and Sony even decided to remove the game from PlayStation Store. Additionally, due to problems with the game, CD Projekt Red stock price falls which resulted in class actions against the company. Now the UOKiK is also interested in Cyberpunk problems.
Dziennik Gazeta Prawna was the first to inform about it. MaΕgorzata Cieloch, the spokesperson of the UOKiK, explained the scope of control. As she stated, it is primarily a matter of checking the progress of work on the promised patches, which should make the console versions of the game playable.
>We ask the entrepreneur to explain the problems with the game and actions taken by them. We will check how the producer is working on making corrections or solving difficulties that make it impossible to play on consoles, but also how he intends to act towards people who have made complaints and are dissatisfied with the purchase due to the lack of possibility to play the game on their equipment despite previous assurances of the producer.
At this point, it is difficult to conclude whether CD Projekt will be punished. The decision, in this case, will depend on what explanations the representatives of the Office of Competition and Consumer Protection will hear in these cases. The company will certainly not underestimate this, as the UOKiK president's decision may result in a fine of up to 10% of the annual revenue. This is of course the worst scenario from CD Projekt's point of view.
We will probably hear more about the case. Let us remind you that despite a lot of confusion and problems, the sale of Cyberpunk 2077 is performing very well. After 10 days from the release, the game has found 13 million buyers, now the result is probably much higher.
Translated with www.DeepL.com/Translator (free version)
I (33M) am married to the love of my life (28F). She is a lovely person to be around and has many amazing hobbies. The one issue I have with our marriage is money. I am a higher-up at my job and make more than enough money to pay our monthly fees. She, however has a part-time job at minimum wage. She brings in a quarter of what I do a month. This usually isn't a problem because we're conscious of our spending and make careful choices.
However, Xmas is already a huge expense for us due to gift giving and (not this year but usually) travelling. We bought each other lovely gifts, and we were very happy with what we got, even though we spent more than we should have. (Including gifts for In-Laws, relatives and friends). Again, this wasn't an issue on it's own..
It's just that one of my 'presents' this year was a letter from my wife saying that she wanted 'to try for a baby before we got to old to.' I was shocked and didn't know how to respond. I told her babies are expensive and that we don't have the money for the hospital bills, food, clothes, toys and ect. that a baby needs, and probably won't magically obtain it within the 9/10 month span of the pregnancy.
She was disappointed and said that she was hoping I would be excited. I told her that the only way we could have the money is if she got a full-time better job. Her response was along the lines of 'but I bring in money, right?' I got irritated and told her that she made a quarter of what I did, and that her pay is nowhere near enough what it would need to be to be helpful. She started crying and saying that I was being mean to her. Currently she is being very cold towards me and I fear this is the end of our marriage.
AITA for telling my wife that the money she brings in isn't helpful? I decided to make the bottom update itβs own post lol
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I'm a current American university student. I work three jobs concurrently to be able to afford to live right now. Every time I've tried to seek out scholarships, I get rejected for the same reason: I'm below 26, I'm not married, and my parents make too much money. Literally every aspect of the American government is built around the idea that parents are always perfect angels that have their kids' best interests at heart. This way of thinking makes it almost impossible for young adults to break free of abusive cycles, and it's time it was done away with.
I know this is very personal but just curious how this fits in with frugal saving. Do you do it? How much is it? I personally started to do it this year with 0.5% of my income for the year and will do it every January 1st or something hopefully. The feeling is kind of weird when one day you are looking for the prices of the best price of an air condition unit for example and the next day you donate multiples of that price difference and I think it makes you think about money a little bit differently overall. What are your experiences?
*this question is for people who own homes. Say if somebody lives in a tiny apartment in new york city and doesn't mind a bigger house in texas how easy it is for him to sell the current property and buy the new one in texas? Formalities? Paperwork?
A recent post about $10+MM net worth got me thinking, has anybody here gotten to $5-$10MM net worth off boring investing (index funds), high-ish savings rate (40-60%) and 150-300k income?
I posted a response on that thread but figured this would get more responses, I'm 27, net worth of 400k and earn 150k (180k for 2021). A basic compounding interest calculator says that I'll get to 5MM by 46 and 10MM by 55 if I save 70k a year (2021 projected savings) at 8%. How realistic is this? Anybody have a similar path?
EDIT:
wow! Thanks for the silver! I've never gotten one of these before, I guess this means I can fatFIRE now right?
I hope this is an OK place for this, but I wanted someplace to share with people who could possibly understand. I'm grateful to still have a job during this time and still actually got a cola.
I am finally earning more than what my monthly bills are. I work full time and receive child support but I have been working really hard at trying to keeping my monthly bills low so I can survive without the child support. I hated depending on it because there was always a possibility it wouldnt come, either at all or on time.
About a year ago I started reworking my budget to where I did not depend on that deposit to pay a bill. When I got it I would transfer it to savings so it would be there when I needed it, usually to make up a deficit near the end of the month. I was reviewing my budget and noticed that I am now earning more than my bills. I don't need the child support anymore and it feels really good!
