I have 20% saved for a down-payment on a house and currently split rent 50:50 with my GF ($1400/mo each). We plan on getting married within a year or two, but I want to buy a house before then. Our current plan is for her to continue paying the same rent (to me), and I will contribute all of the money for the down payment as well as the increase in monthly expenses from owning vs renting - mortgage, insurance, maintenance, taxes, etc (est $5000/mo in total). Yes, this is NYC.
(Live in NY). My girlfriend and I plan on getting married sometime in the next year. But we already have a baby so getting a house was my first priority. She makes no money on the books and her credit is abysmal, so she won't be on the mortgage at all (also won't be paying any mortgage or downpayment, but that's another story). She is in collections, owes school debt etc, but doesn't make any payments on her debt. My offer on a house was accepted and I'm starting the mortgage process soon. If I put her on title, could liens be placed on the house for her prior debts because she's on title? Or what problems could arise if any?
TLDR: Wife's name was left off the deed to our house 20 years ago, what do I do now?
We live in Florida. Today I looked up our property records on the county website because the insurance company asked for documents showing joint ownership. The deed only has my name on it! The county website also shows the mortgage for house filed on the same day and it is correct with both our names.
Is this a common thing that happens for a specific reason, was it a mistake on the bank or title company's part? Do I even need to worry about it?
Someone told me I can file a quitclaim to add her name. I googled that and there are warnings about document stamp taxes and gains taxes. Also in Florida we have a Save our Homes property tax increase cap and I am afraid changing the title will reset it.
What should I do?
My wife of four years and I (no kids) are divorcing after she confessed to falling in love with my best friend and is in the process of moving in with him. I’m crushed, but doing alright. We’ve never fought, not even during this ordeal and are still handling it cooperatively. If that’s where she wants to be, she’s free to go.
We’re jointly filing and basically she’s just going to take her stuff (including her car in her name), leaving me everything (furniture, house (in our name), dogs, my car in my name).
We’re jointly on the mortgage and have a great rate. We’ve com to the following agreement:
I’m staying in the house and we’re keeping her on both the mortgage and title, while I pay all bills, the mortgage and save cash. We’re specifying a future date at which I’ll refi and purchase the house in my name, at which point she’ll quit claim and leave all interest to me (which she doesn’t want. She said she feels bad enough.). If I default on the mortgage twice... keep reading on reddit ➡
The White House on Friday fired LTC Alexander S. Vindman, whose testimony in the House impeachment hearings infuriated President Trump and his allies, escorting him out of the complex just days after the Senate trial ended in acquittal, his lawyer said.
Colonel Vindman’s twin brother, Yevgeny Vindman, also an Army lieutenant colonel who worked at the White House, was fired as well and escorted out at the same time, according to two people briefed on the developments.
##Submissions that may interest you
|Alexander Vindman "escorted" from White House, lawyer says||axios.com|
|Alexander Vindman, Key Impeachment Witness, ‘Escorted’ From White House||w|
all is in the title, i'm looking for some banger house such as:
here's the playlist i made thanks to your help!
I’m the sole earner for our household, my wife stays home. We don’t have children. Due primarily to a string of horrible jobs that led to some pretty bad anxiety issues for her, we agreed last year that she could stop working and pursue whatever hobbies, activities etc. that she wanted while I provided for us financially.
As part of this, she agreed to take care of basically everything related to the home - cooking, cleaning, laundry, shopping and so on. I still handle a couple items, really just the garbage and the lawn. Beyond that it’s all her, and she does a great job. Coming home to a clean house and a fresh meal from a wife who’s happier than I’ve seen her in years is wonderful. She’s also able to keep herself looking even hotter than usual which is definitely fun for us both lol
Anyway that’s the arrangement we have currently, and I think it’s more than fair (as does she) - our house isn’t big at all so we’re talking maybe 2-3 hours a day max to stay on top of everything. Mig... keep reading on reddit ➡
I live outside London in a commuter town, so living close to the train station is the main thing people look for when buying.
When we bought our house, Google (and so all of the major property portals) said it was 0.6 miles to the station. I noticed that a bunch of footpaths and shortcuts in my neighbourhood were missing from Google maps, so submitted changes which showed up about a week later.
We're now selling our house, and the distance to the station has more than halved - the house is now listed as being 0.27 miles to the station! The agent thinks this has boosted the price of the house by a few %, and has resulted in strong interest from Londoners moving out to our town
Tl;dr: Fix Google maps to be closer to transport hubs
Edit: we hit the front page! Lots of people saying that Google doesn't accept changes for most users, so it's probably worth pointing out that I am a level 6 local guide (did it years ago because I thought that maybe it could eventually be useful). You c... keep reading on reddit ➡
Let me first say that the title is very simplified, so do read first.
My girlfriend moved in with me 2 months ago, I own the Apartment and pay for nearly everything, this is primarily because I make significantly more, nevertheless we did agree that she will pay for her own subscriptions to stuff and the groceries, she also is the one who gets groceries every week on that note.
This morning I woke up and marched myself to the kitchen hoping to make myself some eggs and bacon on toast as I had skipped dinner last night as such I was starving.
So I open the refrigerator and to my dread, shock and terror there was nothing in there besides vegetables and crap I did not recognize, like even the butter was gone. Now I go to the bedroom and ask my girlfriend who had just woken up herself if she did not go to the store yesterday like she saud she did, so after some back and forth I question her about perhaps forgetting to put stuff in the refrigerator as we forget totake stuff out of the ba... keep reading on reddit ➡
Last week I was made aware that my older cousin - Jake [32M] - convinced my grandmother to gift him $150,000 AUD for a down payment on a property. I was not okay with this. My grandmother is not a wealthy individual by any means. She's just an 77 year old lady who has worked and saved hard her whole life. The $150,000 is her life savings, and gifting it to Jake will severely impact her quality of life.
I sat down with my grandmother to find out what transpired. Jake went to my grandmother asking her to help him move out of his parents' home. His relationship with his parents is deteriorating, which in turn is impacting his mental health. He thinks his own home will help with his mental health.
Feeling sorry for Jake, my grandmother agreed. She reasoned that Jake is so 'behind' (for a lack of a better term) in life relative to her other grandchildren that she is hoping this gift will help him catch up. Her plan is to rely on pension payments to live out her retirement. My grandmothe... keep reading on reddit ➡
##Submissions that may interest you
|House Votes To Impeach Trump Without Gabbard's Support||civilbeat.org|
|Majority of House votes to Impeach Trump for Abuse of Power||reuters.com|
|US lawmakers vote to impeach President Donald Trump||dw.com|
[Majority of house votes to impeach Trump](https://www.cnbc.com/2019/12/18... keep reading on reddit ➡
I would love to hear them
would like to get more into the genre
That if we have a list of words or items in our hands and read it comfortably, sustainably with our breath, or simply count at the most comfortable rate, it's in the 120s.
It would be fun to graph it with a group study. But i feel like it's just a natural human mind iteration frequency.
Throwaway and not English, so keep that in mind.
I will try to keep this short
My girlfriend recently asked to move in with me since her lease was running out and the landlord did not want to renew it and given she makes a little above minimum wage in my country finding a rental place is semi impossible for her(If you make minimum wage or on welfare government rental housing is available if not and you are between minimum wage and middle wage you are screwed.), so it was move back to her parents or move in with me. While I was reluctant given we have only been together for a year, I love her and let her move in. I inherited money from my uncle which I used to buy my own house.
It has been going really well, until yesterday when she asked me if her best friend could move in for a while. Now this best friend of hers is a mess to put it bluntly, she can hardly keep a job, drinks enough to pass out at least once a week, smokes weed inside, got kicked out of her place for not paying rent... keep reading on reddit ➡
House for every occasion! A few hundred songs each.
House with a Disco touch:
Lo Fi and laidback House
Enjoy listening and add if you like!
Have a great day!
My son is 25 and my daughter is sixteen first of all. My son has had no effort to get a job yet and doesn’t chat with us most the time. My wife and I haven’t tried to enforce anything yet because we still believed he’d turn sound.
This all changed when on Friday my sixteen year old daughter came out as a lesbian which me and my wife were really happy about this because when she confessed she just seemed so much happier then she was before.
However my son got angry and said that he would not accept a daughter that’s one of those d—es and that he feels like people only say there gay because they want attention. Then he ran into his room and slammed the door.
My daughter got really upset by this and said she didn’t understand how he could be this way.
Between that and the fact that he’s 25 years old and trashed our house several times with his “friends” I waited a few weeks for this to all calm down and when he sti... keep reading on reddit ➡
Im trying to develop a really strong playlist for work and there is a lot of mediocre stuff out there.
Are there any tunes you guys would recommend that you personally love.
Any suggestions would be much appreciated :)
The House voted on Thursday to force President Trump to go to Congress for authorization before taking further military action against Iran, in a sharp rebuke of his decision to ratchet up hostilities with Tehran without the explicit approval of the legislative branch.
The war powers resolution is not binding on the president and would not require his signature. But House Speaker Nancy Pelosi nonetheless insisted it "has real teeth" because "it is a statement of the Congress of the United States."
The House passed the measure, 224-194, with just three Republicans voting in support. Eight Democrats opposed the measure.
##Submissions that may interest you
|House approves resolution limiting Trump’s war powers as 3 Republicans join Democrats||marketwatch.com|
[House passes war powers resolution condemning military action... keep reading on reddit ➡
Their mission statement video features Kendrick, Baby Keem, and Jorja Smith.
From Justin Hunte:
> pgLang is at service to creators and projects that selflessly speak with, and for, the shared experiences that connect usl. In this overstimulated time, we are focused on cultivating raw expression from grassroots partnerships,” says co-founder Free. Lamar says “Selfless. Reset.”
> In a final word from pgLang; “Imperfections are what excite us most. We want to work with those who can see the beauty in anything. Someone could walk in and say this black phone is blue. That’s cool -- we want to hear your perspective.”
> Baby Keem, artist one partnering with pgLang, says, “Astronaut ideas. That is what I call the shit that I know I want but that stand alone. You know? Like, not everything has to ‘make sense’ to me in a rational way. This is how my mind stays fresh...”
There are many cases of people finding cameras within their Airbnb’s. Sometimes, these are mentioned in the booking process, but other times they are not. Be careful when booking an Airbnb and always check for cameras upon entering your room.
I really like house tracks with stories, ideally spoken ones. There are a lot of songs with stories about hearing house for the first time or going out and listening to house music, but I am not so interested in that. I'm looking for more tracks like green velvet "bduction" or ben watt and estelle "pop a cap in your ass" or even dj sneak "gas." Anyone have any recommendations. Not so interested in tracks about taking drugs for the first time either but I'll take what I can get!