So the latest is now there is a law in Kentucky that you have to go to court every 3 months repeatedly if you owe medical debt and make a case for why you haven't paid it yet and if you miss two of these, you go to prison. https://www.yahoo.com/lifestyle/scared-death-patients-jailed-over-194108017.html And of course it comes with a side of conspiracy theory as to kickbacks of some of the money, cuz these days everything comes with a side of conspiracy or corruption it seems.
Last I checked (wasn't it only a few weeks ago?), it would only be if you repeatedly missed your ONE court appearance, now you have to keep going for as long as you owe, which could be years or longer. And if you miss two of them, it's slammer time. And how are you going to pay it off in the slammer?
Well we already saw they have permitted forced labor with another law that can make you stay in prison until you pay it off and never get out until you do and these people are getting paid less than minimum... keep reading on reddit ➡
For the past two years, I’ve done absolutely nothing to improve my finances. Every time tax season came around, I swore up and down I’d put the money towards what I would. Ultimately, I never did because I got greedy and wanted stupid personal possessions.
Next, I look at the money I owe, and I just see it all going to “waste” because it’s not going to me. It’s an absolutely awful mindset I’ve gotten myself into.
So I’m looking for some help, or tips to to deal with these feelings. Any advice my fellow r/povertyfinance redditors?
I'm on R90 & using Debtor's Wings for the first time and I'm trying to understand how it's supposed to work & how to use it optimally.
I've got the Veteran Figure & Primal Balance buffed to affect all buildings, but progress seems to be quite slow, albeit steady.
I'm 37 minutes into my run & have yet to get to the point where I gain any gems. I figure this build is supposed to make slow progress, given there's a version for an 8 hour+ run, but I'm just not sure what I should be expecting.
In particular, I have no idea whether I should be using the 8hr build, because I don't know how long I can expect it to take to get any gem gains, let alone to get to the e120 level I need to progress.
Can anyone give any tips as to how long a run should be with this build? Is there possibly a buff that I'm missing that would make it faster?
I'm happy to just let it run for as long as it takes, I just want to make sure I'm not wasting my time.
I find it hard to believe Ukraine and Ostland have these huge collaborator organisations while also having explicitly race based slavery.
Hey, I have a few people who owe me money but the problems are a lakc of me knowing their addresses and also the amounts being relatively small, all being under £500.
Also for one person who did owe me money and I knew their address I enforced a judgement but it just got ignored and left me £30 further out of pocket; what's the best way to chase debtors and what do you do if they just ignore the judgment?
I am in England btw
So here's a weird one. I won a small claims lawsuit in NYC from someone a few years ago who subsequently moved out of state. He recently emailed me out of the blue about paying off the judgement. I emailed how much it was since it has increased due to interest. He then said he first wants to see a bunch of court paperwork with docket numbers, case numbers and names, lawsuit doc and judgement doc.
I don't get it. He knows he owes this money. He was there for the first court date, had it extended and then didn't show for the second, was sent the judgement when it happened. I know asking for paperwork is something people do when hounded by collection agencies, but I haven't contacted him in years.
He is also a lawyer (bad one though) and thinks himself very clever, and is manipulative. So what is his game here? Is he trying to improve credit? If so, shouldn't he just pay me? I'm wondering if somehow he is trying to clear this off a credit problem without paying me and needs t... keep reading on reddit ➡
I've been a supplier in a field with two customers (names changed) named Abby and Fred. I invoiced some merchandise to Abby in July and she started having financial troubles, and sold her company to Fred in December. When I asked her who to collect the money from, she simply replied that she "gave the company over in exchange for tax debt so she didn't have to go bankrupt, and that she's not responsible because she's not with the company." Apparently she only sold them her assets, and not her liabilities.
Who's financially responsible for this invoice and who do I legally pursue in this situation?
Three questions lay before the Bonnie-Blue American Nation now, the doubts they cast unavoidable for the new year’s budget; the matters of the debts of the caribbean.
The first, the collapse of the Cuban State and the emergence of its successor as part of the Socialist Federal Republic of the Caribbean saw the question of $100,000,000 (Treasured Dollars), the lives of both the Cuban-American ambassadorial staff and the American-Cuban ambassadorial staff, and the Irsmen Auditors deployed to the caribbean island.
As such, in keeping with the spirit of the Treaty of Friendship between our peoples, we would like to petition to current authority in Cuba, with the following treaty.
> The Caribbean-American Treaty of Friendship
> The Bonnie-Blue American Nation will recogn... keep reading on reddit ➡
I have created a new sub, r/debtorsanonymous, for those interested in the DA approach to getting off credit and living on a cash basis. This will be a sub geared towards beginners, if you are intimidated by FIRE or some of the more advanced subs on here. We will just be following the steps and encouraging each other. Please consider joining. Thanks to the mods for allowing this post.
So to cut a long story short:
My gym updated their terms and conditions on their website. It's in a really vague place, they don't notify users and there's no clause in the original terms and conditions that I agreed to that says I agree to abide by any amendments.
There's also nowhere that says I consent to having my personal information handed to debtors in the event my membership is in arrears, although that's not the big issue and I'm not entirely sure it's a strong legal argument - but I would appreciate feedback on that point, I've always been curious about whether consent is actually needed.
I cancelled a direct debit for a no contract membership, which the original terms said was fine but the updated terms don't allow it.
I replied to their email stating my case after they threatened to use a collection agency but they're now ignoring me - what can I do?
P.S. Throwaway account because I don't use reddit very often :)
Edit: I'm in Wales
Looking at G00f's Not a Wiki, it appears that some of the builds have changed, I'm guessing with the recent patch. The build for Debtor's Wings, without having 9+ buildings affected by primal balance recommends using Fairy Chanting instead of Grand Balance, which I think is the same as before.
However, it has FC7 (Correction edit: FR7) listed as a Mercenary upgrade when going this route, which is an upgrade that is only usable with Good buildings. It can't be chosen on an Evil Mercenary build, as far as I understand.
Am I missing something, or could this just be an oversight in the reshuffling of the build?
When you donate to charity, you have to donate the entire amount and then you can write that off on your taxes. However, you can only write off up to 60% your AGI (adjusted gross income) as charitable contributions. Also, depending on who you donate to and what sort of publicity you have, you may end up pissing off your fan base or a significant portion of it.
If you own a business or LLC and you lose money, you can write that off against your P&L statements. Most celebrities have their own companies or LLCs to allow them to write off business expenses such as food, travel, hotel, etc...
When you cancel debt, you are buying debt from a debt collection agency for pennies on the dollar, such as spending $10k to cancel $1M of debt. When you cancel that debt, you take the entire amount as a loss meaning you spend significantly less money for the same actualized benefit to yourself.
However, you’ve also just increased the debtor’s effective tax burden for that year.
Say someon... keep reading on reddit ➡