WIBTA if I sued my uncles for reporting my grandmother’s death to all her creditors and barring all of them from the house?

Ok the title sounds a little messed up and doesn’t give much info so here’s the full explanation...I was the sole caregiver for my grandma until her death right before New Year’s. I am also a partial caregiver to my mother though she is largely independent. All three of us lived in the same house together and have always been close. Her passing hit me and my mom hard even though we knew it wouldn’t be long. Anyways, my mother is the executor of my grandmother’s estate and I’m doing a lot of the legwork to help out. My grandmother also has three sons but they weren’t around much and completely absent the last 3 yrs. They are all very upset with the will. It states that she gave Uncle/Wife 1 $XX on {Date} and that they were informed it was their inheritance. She did this will all three sons and it was not a small amount of money (roughly $27,000 each) and at the time she gave them the money, they also signed and had notarized a statement that said how much, when, and it was inheritance. The will should NOT have been a surprise!

Apparently they were surprised and hurt that their mother "cut them out of the will". My mother received the house we currently live in and the contents. The house is not paid off and due to a refinance the my grandmother took on (to pay off Uncle 2’s Herbalife debt - what a moron) the current mortgage is more than house is worth. By a lot!. They were so upset that they decided to call all my grandmother’s creditors and inform them of the death. Power company, cable, water, and her damn bank! There is reason we hadn’t called yet, especially the power company and banks.

So for the services - we wanted to switch them from my grandma’s to my mother’s name with no interruptions and to do that we needed the death certificate. Especially the power company because my mom is fully dependent on oxygen and uses a machine that requires power. They all knew this and didn’t care. For new service the power can do it on Monday and me and mom are in a hotel until then.

Now the banks - my grandma got benefits from the government which were deposited on the 3rd. They were not touched. They were just sitting there until we got the death certificates and once we got those the phone calls were going to be made in a very specific order 1) the government so they could get the money back and when they had 2) the bank. My grandma also had a credit card with the bank that had a fairly large balance (around $4000) so when the uncles called the bank, the ban

... keep reading on reddit ➡

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📅︎ Jan 20 2021
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Courtrooms and creditors likely to loom large in Trump's post-presidency life theguardian.com/us-news/2…
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📰︎ r/politics
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👤︎ u/koavf
📅︎ Jan 23 2021
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Announcement of Release of Online System Registration Function for Offline Creditors mtgox.com/img/pdf/2021010…
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👤︎ u/shiIl
📅︎ Jan 07 2021
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Mt. Gox creditors can claim 90% of bitcoin owed under pact reached with CoinLab coindesk.com/mt-gox-credi…
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📅︎ Jan 15 2021
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NHL player Evander Kane files for bankruptcy, owes 27 million to various creditors, despite having earned over 50 million during his career.

Seriously, do you have any sympathy for this guy, at all?

link. https://www.sportsnet.ca/nhl/article/sharks-star-evander-kane-files-bankruptcy-sued-bank/

According to his bankruptcy papers he spends $8000 a month....ON FOOD.

JimB.

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📅︎ Jan 13 2021
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Just in: CoinLab has reached a deal with Mt. Gox creditors - they can finally claim lost Bitcoins u.today/mt-gox-creditors-…
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👤︎ u/robis87
📅︎ Jan 15 2021
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Google made an app for creditors to lock you out of your financed phone if you don’t make payments xda-developers.com/google…
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📰︎ r/Android
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👤︎ u/retrac1324
📅︎ Nov 07 2020
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Owner of Bay Street’s top fitness clubs files for creditor protection as COVID-19 empties financial core theglobeandmail.com/busin…
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📰︎ r/toronto
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👤︎ u/anamarg
📅︎ Dec 14 2020
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Mt. Gox creditors may now receive 90% of bitcoin early coindesk.com/mt-gox-credi…
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📰︎ r/Bitcoin
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👤︎ u/saphore
📅︎ Jan 17 2021
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Just got this from Twitter, if true regarding evidence that the loans to Erika’s business were to ensure the money could not be connected with Tom’s firm/available to creditors, it will likely be about to get really bad for Erika too.
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👤︎ u/lleett
📅︎ Dec 15 2020
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Article: Cannabis company FIGR Group (FIGR/Stash City On OCS) granted creditor protection ACOA among company’s creditors cbc.ca/news/canada/prince…
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📰︎ r/TheOCS
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📅︎ Jan 26 2021
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Why do so many people buy creditor insurance to protect their mortgages and loans when there are better options out there?

15 years in the business and it still surprises me how many people don't realize there is better and more affordable coverage when it comes to creditor insurance.

Personally, I have lost count of how many times a client told me that it was "required" to purchase life insurance with their mortgage - which is not the case, it is optional. Just the other day, someone thought they had to spend $400 a month on the creditor life insurance, and the bank didn't even show them an option to purchase a mortgage without it. During my needs analysis, we decided that having the coverage wasn't even necessary since she already had adequate coverage in place. Creditor Insurance is OPTIONAL, and if your lender tells you otherwise - they are not providing you with accurate information. You DO NOT need to take this insurance to be approved for a loan or activate your credit card. Still don't believe me? Here is the proof, directly from the Government of Canada: (https://www.canada.ca/en/financial-consumer-agency/services/insurance/credit-loan.html#toc0)

What is Creditor Insurance?

Creditor Insurance is an optional insurance product that financial institutions can offer to help pay off credit or loans. Each lender may have different plans, however, they all offer Life Insurance that can cover a part or all of your debt in the event of a death. You may also be able to obtain Critical Illness or Disability protection as well, depending on the lender. While I agree that such protection is important for many, I don't necessarily agree that Creditor Insurance is a great solution. In fact, I don't know of any financial advisor that will say they recommend someone to go with creditor insurance, unless they are working for the lender. Here's an article that can prove that statement and will share some of the disadvantages to such product: (https://globalnews.ca/news/3488311/mortgage-life-insurance-canada/).

Have you purchased, without knowing?

I have found that many clients didn't even realize that they had or agreed to such coverage. On that note, I came across this decision from the Financial Consumer Agency of Canada ([https://www.canada.ca/en/financial-consumer-agency/services/industry/commissioner-decisions/decision-138.html](https://www.canada.ca/en/financial-consumer-agency/services/indust

... keep reading on reddit ➡

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📅︎ Dec 09 2020
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How many % of the creditors have actually filed claims at all?

Does anyone know?

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📅︎ Jan 09 2021
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Creditor harassing executor of insolvent estate?

We are in North Carolina.

My aunt passed away early last year. Her estate was insolvent, with less than $2000, which immediately went towards funeral costs, which in NC take priority over medical. My mother is the executor, and paid for the rest of the funeral etc out of her own pocket. Because it was such a small estate, per NC law, there was no probate and the estate was closed within 3 months.

My aunt passed with medical bills. Her former dialysis clinic told my mother "they refuse to accept" the insolvency letter, and continue to send bills to my mother and harass her for payment. Though I've told her many times that she is not personally responsible for her sister's bills, my mother is a senior citizen and falls for guilt trips and the "moral" payment argument. It is possible she's already made small payments out of her own pocket on this bill - she won't tell me. However I know that at least 10k is still "owed" by my aunt's estate.

What steps can I take to let the clinic know they need to accept the insolvency and stop bothering my mother? Every time she gets a letter or a call for her dead sister she, understandably, gets upset. It's been almost a year since aunt passed and almost 5 months since the estate was closed.

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👤︎ u/oldies1007
📅︎ Jan 26 2021
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Starbreeze has paid off most of its creditors gamesindustry.biz/article…
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📰︎ r/pcgaming
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📅︎ Dec 04 2020
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Coinlab are the biggest scammers in bitcoin. Worse than onecoin worse than bitconnect. Trying to steel real creditors money and holding the process up so lawers can keep feasting on our money.
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👤︎ u/jaminunit
📅︎ Jan 15 2021
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Courtrooms and creditors likely to loom large in Trump's post-presidency life. theguardian.com/us-news/2…
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📰︎ r/The_Dotard
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📅︎ Jan 23 2021
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Coinlab and other creditors delaying rehabilitation?

I've seen posts here saying that rehabilitation should be hopefully making some progress this year (though it's reasonable to have doubts). Some past posts have also said Coinlab's litigation was holding up progress and I've also seen recent posts saying that other creditors may have their own lawsuits against Mtgox that will be problematic.

Does anyone know whether the claim rehabilitation process will be able to proceed independent of pending litigation by other creditors? Or will all ongoing lawsuits have to be resolved before any payouts can happen?

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📅︎ Jan 03 2021
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Mt. Gox Creditors may Claim lost Bitcoins as early as in February 2021 u.today/mt-gox-creditors-…
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📰︎ r/Bitcoin
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📅︎ Jan 15 2021
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Original creditor is offering a 30% settlement on a $10,000 charge off account

As the title states, the original creditor offered a 30% settlement on the original charge off of $10,000. The account first became delinquent in June 2016. Should I take the $3,000 offer and pay it or pay $10,000? It doesn’t matter either way right because once it is paid it will show a $0 balance but will say either paid, settled for less or paid, was a charge off. Also, will the account fall off 7 years from June of 2016 or the day I make this payment.

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📰︎ r/CRedit
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👤︎ u/Crossfit22
📅︎ Dec 26 2020
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Courtrooms and creditors likely to loom large in Trump's post-presidency life. Carter campaigned for human rights, Bush painted … but Trump faces several criminal investigations and a mountain of debt theguardian.com/us-news/2…
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📰︎ r/Trumpvirus
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📅︎ Jan 23 2021
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Account closed by creditor for insufficient funds but never missed a payment, will score tank?

I have a credit account that was closed. I never missed a payment. I attempted to make an early payment that got rejected. They closed the account because of this.

I know an "account closed by creditor" because of delinquency can hurt a credit score, but what about this instance where the account was not delinquent and there were never any late payments but it was closed because of a rejected payment?

Is this going to ruin my vantagescore or fico score? My score is average is mid 600s.

So upset at myself for letting this happen. :(

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📰︎ r/CRedit
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👤︎ u/Mammoth_33
📅︎ Jan 22 2021
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How to handle creditors after husband passed away?

My husband died a few months ago. We had been separated for most of the year before that, during which time he racked up about 65k in credit card debt across 6 or so cards. The bulk of the debt is on 2 cards that I am an authorized user on. When I called to tell them he had died, they let me know I was not liable to pay them back since I’m only an authorized user.

Understandably though they’ve been passed on to debt collectors who are constantly calling me and I was informed by Mint that my credit is taking dings for now being in collections on these cards.

There is no money in his estate to pay off the cards.

So I’m wondering how I handle these collectors now? I was told after a year they can no longer come after the money but if my score will be hurt during that time, I cannot wait another 9 months to deal with this.

What do I say? How do I get them to stop harassing me and more importantly, how can I stop being dinged by something I am not even responsible for paying back?!

Everything in this process has been extremely difficult and time consuming and any help anyone can shed on this issue and how to handle these creditors would be fantastic. Thank you!

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📅︎ Dec 08 2020
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Mt. Gox Creditors Will Soon Claim $4.9 Billion in Bitcoin | Could This Flood The Market? cryptobriefing.com/mt-gox…
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📅︎ Jan 16 2021
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How does a creditor prepare for a payment hearing?

I have an order for someone to pay me money and he refuses. I am going to file for a payment hearing so I can find the information to garnish his wages.

  1. What can I expect in a payment hearing? Do I ask him questions like "what is your bank account number?" and write it down? Are there any videos showing an example?
  2. For the Notice of Payment Hearing do I give it to the court registrar or to the debtor? Obviously the court has to learn about the payment hearing some way, so where?
  3. What if the debotr has moved homes?
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📅︎ Jan 26 2021
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Courtrooms and creditors likely to loom large in Trump's post-presidency life. Carter campaigned for human rights, Bush painted … but Trump faces several criminal investigations and a mountain of debt theguardian.com/us-news/2…
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📅︎ Jan 23 2021
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Self approved creditor, what is my status?

Is anyone able to clarify my claim status pleaes? I've also emailed [email protected] but i'm not holding my breath.

I have a creditor claim number which starts with Z2, which makes me a self-approved creditor? I can't log in to claims.mtgox.com, and i never have before.

I can "log" into https://inquiry.mtgox.com/inquiry/index.php (with my email, any gibberish as my password), and it says "You are not able to inquire your account balance on this site because you currently hold rehabilitation claims which Rehabilitation Trustee accepted under the civil rehabilitation proceedings for MTGOX."

I can log into material.mtgox.com with my creditor number, there are PDFS there. Nothing specific to me or my claim.

I'm a bit concerned, as i feel like i've missed another step to make my claim official? https://old.reddit.com/r/mtgoxinsolvency/comments/kkaccb/i_think_i_missed_a_step_on_my_claim_help_please/ has performed the same steps as me, however they received an email confirming their self-approved claim, along with their BTC balance. i don't have any such email. Perhaps because they're still processing my claim? I really don't know and i don't know what else to research.

edit on https://claims.mtgox.com/, there is a 'proof of rehabilitation claim offline'. Do i need to submit that? i don't believe i ever have (though the person in the link above didn't either)

any help appreciated

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👤︎ u/mrtuna
📅︎ Jan 13 2021
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Cannabis company FIGR Group granted creditor protection cbc.ca/news/canada/prince…
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📰︎ r/PEI
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👤︎ u/newboxset
📅︎ Jan 26 2021
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Ken Paxton had extramarital affair w/ woman he asked campaign donor Nate Paul to give a job, AP reports. AG senior staff reported Paxton to the FBI for corruption for allegedly going after Paul's creditors, AG's wife is state Sen. Angela Paxton twitter.com/davejourno/st…
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📅︎ Nov 06 2020
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Halifax airport asks creditors for relief as COVID-19 suppresses travel demand theglobeandmail.com/busin…
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📰︎ r/halifax
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📅︎ Dec 13 2020
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Looking to negotiate with creditors soon.

Really soon I’ll be contacting debtors and negotiating 30% of the debts due on each bill. They’re about 3-5 years old but some of them are still reporting late on my report and hurting score from raising any higher. What are some steps you recommend?

Some of the debtors are C.I. Systems , Jefferson systems, lvnv, and a few others.

I’m looking to use the stimulus money as help also to pay this off. Thanks for any input.

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📰︎ r/CRedit
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👤︎ u/Dmpchicity
📅︎ Dec 29 2020
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Sunniva Announces Extension of Court Supervised Process- Giving restructuring Plan to Creditors newswire.ca/news-releases…
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📰︎ r/weedstocks
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👤︎ u/Zebah
📅︎ Jan 19 2021
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Old debt not shown on my credit scores but debt management found it, will other potential creditors be able to see it too?

TL;DR - Can potential creditors see decades-old debt that's fallen off your credit score, or do they just see the FICO score?

I came here with one question and found the Wiki, answered it, and ended up dredging up another. Long story short-ish I'm looking to get a small business loan/financing for some equipment after a long road of ignoring collection calls. I'm a year into a debt management/payment plan, and have begun to free up more money to help snowball my debt.

About a decade ago I had two personal loans from Navy Federal Credit Union. I can see the accounts closed on my reports when I drew them last and my debt management company could see the them, but when I draw my FICO scores they don't seem to reflect.

I want to prioritize getting my scores up so I can increase my cash flow, and I fully intend to repay my debt to Navy FCU (I want to reopen an account there if they let me after I pay it down), so I was wondering if creditors are able to see those accounts after all this time?

I'm looking at PayPal specifically, FWIW.

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📅︎ Jan 18 2021
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Equinox and Its Creditors Are Lawyering Up for a Possible Showdown athletechnews.com/equinox…
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📰︎ r/soulcycle
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👤︎ u/deehech
📅︎ Dec 27 2020
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Besides running credit reports from all 3 agencies, what else can I do to make sure I find absolutely all creditors?

My life fell apart 3 years ago and I lost everything-including bills, financial docs, etc. I am now at a point of rebuilding, and need to file chapter 7. I have NO assets-not even a car-and plan to use Upsolve. I want to make absolutely sure I do not miss any debts. I may have unpaid medical bills that would not show up on the reports. Do I literally have to call every clinic and hospital I may have been at in the last 3 years to find everything? Is there commonly overlooked debts that I should be aware of? I need a blank slate. Any help/tips would be greatly appreciated!

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📰︎ r/Bankruptcy
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👤︎ u/mommyred
📅︎ Jan 05 2021
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In the payment hearing form, what does the creditor put under what the debtor is required to bring to the hearing?

I have a monetary order against someone. He is refusing to pay it and just ignoring me. I'm filling out the form for a payment hearing. I'm not sure what to put under

>You are required to bring the following records and other things:

For garnishing I could use his employers contact information, and his banking information. Should I include these things? Are there anything else I should include? How specific must I be, is there any certain language that's required? Are there any examples I can see?

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📅︎ Jan 26 2021
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Creditor's name unknown.

I received this email in late November, but I don't understand what it means. Can anyone clarify please?

Your rehabilitation creditor’s name was found to be “unknown” on the statement of approval or disapproval of rehabilitation claims. Accordingly, your name will be changed to that on the application for rehabilitation claims assessment that you filed.

If you have any objection to the name change, please reply to this message with reason(s) for your objection to such change.

*If you have no objection to the name change, please do not reply to this e-mail.
*Please note that any replies other than those stating your objection to the name change will not be accepted.

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📅︎ Jan 13 2021
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Through the agreement signed today in the framework of the debt relief scheme by ParisClub & G20 lender countries. France, 4th creditor of Pakistan, suspends its bilateral government loan repayments worth USD 189.7 millions. twitter.com/FranceinPak/s…
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📰︎ r/pakistan
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👤︎ u/scorwulf
📅︎ Dec 23 2020
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Canadian companies that have filed for creditor protection since pandemic began (David's Tea, Aldo, Moores, GNC and more). ctvnews.ca/health/coronav…
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📅︎ Oct 24 2020
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Same debt showing as owed to three different collections agencies and original creditor.

I recently looked at my credit reports and see that I owe a debt that I wasn’t aware of(oops!) I confirmed with the original creditor that I do owe it, so now I’m trying to reconcile that and I am not sure who to pay.

Between equifax and transunion this debt is listed three times under three different collections agencies. The original creditor also shows the balance on my account with them and says I owe it to them. They have confirmed that I only have 1 balance owing and no other existing accounts.

Equifax shows:

$521 owed to collectcents

$521 owed to GS contact Centre

Transunion shows:

$521 owed to CBCC

OG creditor shows:

$521 owed to them (not listed on either credit report)

These are all listed with the same original creditor.

Can I pay the original creditor here? What can I do to ensure this gets corrected on my report?

Any help would be appreciated!

Edit: formatting and some words(hopefully. I’m on mobile and don’t know what I’m doing)

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📅︎ Jan 20 2021
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creditors may go after a new car - any ideas on settling or otherwise?

hello, someone offered to buy me a new car worth about $13k.

I have one judgment against me (for $12k) and other places I owe money to

I think the exemption limit in my state is $5k

What are my best options? It's been really hard not having a car and I don't even have $1000 or something to buy the car on my own and have bad credit

I was thinking of trying to settle with them if I can somehow raise $6k or something but don't I need a lawyer or someone to negotiate?

I contacted some FDCPA lawyers but they seemed a bit sketchy and had bad reviews, I do not know what to think

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📰︎ r/Debt
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📅︎ Dec 30 2020
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Angola gets breathing space from Chinese creditors, says finance minister reuters.com/article/us-an…
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📰︎ r/worldnews
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👤︎ u/o_joo
📅︎ Jan 12 2021
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Toronto company behind Buca and Jacob's Steakhouse seeks protection from $34 million owed to creditors blogto.com/eat_drink/2020…
👍︎ 41
📰︎ r/toronto
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👤︎ u/huffer4
📅︎ Nov 09 2020
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