Where I live in France cheque are very common, for example you can see people use it for their daily shopping, big shop have specialized printer that print on the cheque rather than the client have to wrote it by hand. Only small commerce don't accept it.
There is also some situation where cheque is the only option:
A few years back for the payment of university inscription the only option was cheque (now they created a web service for payment)
How is it where you are?
During COVID-19, my tenant asked me for financial assistance (live in Ontario). I agreed to give him a discount of 50% rent with the remaining 50% not needed for repayment for 3 months (Apr, May and June 2020), as long as he promises to pay 100% of rent starting July 2020. He verbally agreed but refused to sign a promissory note. In June, he asked for a face to face meeting in the condo lobby. He begged for another 3 months of 50% rent in which I told him I do not agree and need full 100% or a repayment plan. He became irate and yelled he will only pay 50% otherwise take him to court. I felt I had no choice at the time since LTB hearings were not open yet and 50% rent is better than nothing. A few days ago he told me he wants further rent discount for Oct, Nov and Dec. At this point, my finances are tight.
I am also financially impacted by COVID-19 and this 50% rent. My husband is permanently disabled living in a long term care home for the past two years which was an unforeseen even... keep reading on reddit ➡
Hello, I am selling my wedding dress through an online website. I received a message from a buyer asking if she can send me a certified cheque in the mail. She said that when it's confirmed and I have the cash in hand, I can ship the item out to her.
Should I accept the cheque and confirm with my bank whether it is legitimate? Should I ask her to just mail me the cash?
Edit: Yep you guys were right. I asked her if she was able to do a direct deposit or etransfer and she said no. Sounds awfully suspicious so I will not be selling the dress to her. Thanks for all your great advice!
>Intel Capital, the investment arm of global tech and semiconductor major Intel corporation, will pick up 0.39% equity stake in Jio Platforms for Rs 1,894.50 crore, making it the eleventh investor to pick up stake in RIL’s telecom and digital business in about two months.
>Intel's investment will take the total investments in Jio Platforms to Rs 117,588.45 crore for 25.09% holding. The latest investment pegs Jio Platforms’ equity value at RS 4.91 lakh crore and an enterprise value of Rs 5.16 lakh crore, Reliance said in a statement on Friday.
So I had posted my car for sale, I received a call from a lady saying that she is interested in the car and would like to see it, we agreed on a time and she said her technical guy would come and see the car, the guy came and saw the car, the lady called again, and agreed on a price just 3 thousand less than my asking price.
She asked to meet on Thursday at 7pm since she couldn't leave earlier, I told her I would only be accepting cash and no other form of payment, she agreed.
So she messages me again yesterday evening asking her if I would accept a cash cheque with today's date and she will be giving her husband's ID, at which point I understood what was going on since I was aware of this scam.
How this scam works is that, the lady claims to be a local from a well known family, and since you think she is a local, you might agree on accepting the cheque, the second thing to note is that they would always meet on a Thursday after 5 pm since banks would be closed and you would not fin... keep reading on reddit ➡
Pretty much what's in the title. I lived there for about half a year although most of the time was spent in lock down with my partner at his flat. We decided to move in together after the isolationship went really well so I gave my notice at the end of my contract and we're now living in our amazing new place.
However, the landlady, besides complaining about the state of a room I barely stayed at (all BS because I recorded everything clean and in good state) wants my address so she can forward any mail and send a cheque. I'd be fine with this if it weren't for the amount of drugs being done and sold at the house (I never partook, only realised after I moved in) as well as her saying she would pay it back on two separate days, failing to do so, only to on the third day say she has issues with her bank account and wants to write a cheque addressed to me.
I don't want to lose my deposit but even less so do I want that crazy woman knowing where I live now. Can she not pay me back if I do... keep reading on reddit ➡
Without asking and unannounced Tesla sent me a cheque in the mail for the difference in price that was announced right after I purchased my Y (within a week the price was reduced). That’s amazing customer appreciation and a super positive story for me to share about Tesla with everyone. Why don’t positive stories about Tesla make the news?
So, I posted a couple of days ago about an HMRC cheque for Advance of Statutory Payment in my name, despite not taking paternity leave nor intending to do so. I just called HMRC (using the number from their website), and it turns out that yes, the cheque is genuine and it's basically a tax refund for FY 2016/2017, where I unknowingly overpaid taxes. Just a bit strange the wording they used on the letter but hey, can't really compain when I receive a cheque in the post.
Thank you everyone!
They had not cashed my last rent cheque for nearly a month which I found odd so I asked them. The said they lost it and wanted me to write them another one. Any advice from past experience welcome!
Update: I made a visit to my local police station and the officer there was very helpful. He said that the landlord has to visit the police station and submit a letter, statement of accounts (6 months) and their trade license and file a case to cancel the cheque. Thank you for your help everyone!
So I left lowes around May, Wells fargo sent a letter back then that I can either keep the 401k in my account or take it out. I didn't do anything, suddenly today I get a cheque with a big ass 20% tax deduction (florida). Is this supposed to be normal? I never told them to send me a cheque, although I was planning on moving it out to a traditional ira.
US Redditors, I need to ask you about something. I was working in Summer in the USA in 2018. After the summer was finished I came back to Poland in September that year, filled taxes, got nice return and that was the last time I had anything to do with the States. Until today when I surprisingly got a letter from IRS with a fat stimulus cheque inside. And I am baffled, I did not apply for it but got it anyway! What am I supposed to do? My employment was not impacted by the virus as I wasn't planning to go to the US anyway. I am not a resident, I am not an American. 1200$ is a lot of money, am I allowed to keep it? Or should I return it? I am really afraid of the US feds if keeping it turns out to be illegal, as my country is a close ally to the USA and we have a lot of laws facilliating extradition and punishment for criminals/tax frauds. Looking for a life pro tip and I felt like here is the best place, because keeping it even despite possibly no legal consequences feels a bit... immo... keep reading on reddit ➡
Thank you all lovely autists for homeschooling me on this online casino called options. See you at my next milestone of 40k 🌈. Current holdings: BAC 25c, KEYS 97.5c, AXP 97.5c 🍒
19 y/o uni student who has previously never had access to such amounts of money. What are some good options on what to do with it. TFSA? regular savings account? any help is appreciated.
The value is close 6 figures CAD.
I received a cheque from HMRC for a tax rebate but I have no idea what to do with it. Do I take it to my bank? To the post office? Will I have to pay some fees (or percentage) to get the money transferred to my account? If so, is there a way to avoid paying those fees?
Apologies for the naive "How to adult" question.
UPDATE: Thanks for the responses. I successfully deposited the check in Bank of Scotland.
As in fill my prescription
Hello all, I'm an employee under PAYE, with a standard tax code 1250L. Luckily I haven't been made redundant, let go or even put on f******h, as I kept (and still keeping) working as usual, just from home.
I've just received a cheque from HMRC this morning for the amount of roughly £190, for repayment/advance of statutory payment. Checking on my HMRC account my taxes for FY 2019/2020 haven't been calculated yet, but I'm expecting to have paid the correct amount of taxes anyway. No one in my family is pregnant (thank goodness), on f******h, receiving benefits or anything like that.
Of course I could wait until Monday and call them, but what could this cheque be for? Any idea please? It also looks genuine, as it has my correct details and NiNO.
EDIT: repost, because automods don't like the F word. No, not that one...
My birthday was yesterday, and my grandparents wrote me a cheque for $10,000 for my college tuition. Apparently, their stock portfolio has done very well, which was surprising to me considering how the economy's gone to sh*t lately. Since the quarantine started, I've been living with my parents. They have claimed me as a dependant on all tax paperwork.
I am aware that the bank must report the transaction to the IRS because of the amount. However, how should this be reflected in the tax paperwork? Would a gift letter or anything be required? Should it be reported as income and taxed as such? Who pays the tax on it?
The cheque was deposited today and currently resides in the drawer of the ATM in the bank's car park. However, the funds won't be available until the 22nd of August.
I have down payment money kind of split between 2 banks. One big bank, and one digital only bank. I have cheques from the big bank, but no cheques from the digital bank.
How is a down payment paid? Do I need to get myself cheques from the digital bank so I could write one cheque from each? Or should I transfer the money to the big bank?
Note, not buying just yet. Planning ahead, so this is a hypothetical situation.
Check your mailboxes. I just received a physical cheque from Tesla Insurance. I never received any account credit back when they first announced a 20% credit for your March and April auto insurance payments.
The amount is equal to three months of 20% of my monthly insurance cost. The memo on the cheque is "COVID19 Tesla OBO Tesla Insurance C"
I have paid all my taxes till date. I submitted my 2019 taxes in the first half of April 2020. Im a graduate student and live of a stipend. I had to take a break from school in March due to mental health issues and thought the stimulus cheque would be some consolation when it comes, whenever that might be. I finally got my first stimulus cheque direct deposit today in the early hours of the morning. It was 2.17$. Im very confused if I did something wrong. Should I contact the IRS or just wait and see it comes through ?
So I'm in a bit of a pickle due to the pandemic. I cant leave my home as we are in a bubble situation, which means I can no longer deposit the US cheques I receive at an Rbc branch. The Rbc mobile app only seems to work with Canadian cheques. I tried opening a US savings account with them, but the app just seems to revert to my Canadian account when trying to scan my cheque.
Next I tried opening a TD bank account, but at the end of the application it told me to go to a physical branch to verify my identity. Frustrating.
I talked with a nice man from Scotiabank, but he also said that I would need to verify my identity in person.
So I have two problems, I don't know what other banks allow me to deposit US cheques online, and I need to be able to verify my identity online to create an account.
Any help or suggestions would be appreciated.
To start this with, we have to deposit /Cash the exact amount what's on the cheque, or the processing office will send it back, which is normal across the world?
Anyway, the client comes in and gives me a cheque and tells me to only deposit part of it. I tell him, his access to funds is only 5000$ and the remaining will be on hold for 5 days, he cuts me off and rudely says he has 25k on the account, I repeat what I said and proced to deposit it.
I give him the deposit receipt and tell him to please sign it for me, he looks at the amount and shouts I told you only to deposit 9000$ you deposited the entire thing, call your manager.
I called him, and told him about his access to funds & that I can't magically enter a number to be deposited. This manager isn't really good with people skills & doesn't correctly mention to the client about this. At this point I'm a little pissed at the client not wanting to listen. He fumbles what he wants to withdraw and when I give him the mon... keep reading on reddit ➡
So I (21F) live in Canada and since COVID hit I've been getting montly $1,250 CESB cheques from the government (assistance for college/uni students during COVID). I've worked throughout the pandemic part time, making minimum wage as well. Thanks to CESB and my job, I've saved up enough to cover this coming year's tuition, and for the first time in my life, as I didn't grow up very well-off, I'm able to relax financially.
That being said, I am living at home with my mom (parents are split). The last few months I've occasionally bought groceries. I also pay for my phone bill and transportation. That's the full extent of my contribution to household expenses (my own expenses, mostly).
My mom (48F) works odd and very long hours as a public transit bus driver, a very mentally taxing job as she gets very little sleep. She absolutely hates the company she works for, for good reason, as well as the patrons she has to deal with as she often drives downtown and has entitled, belligerent or... keep reading on reddit ➡
I saw somebody do this and I wasn't sure if it was right. Why would he do this anyway?
To better protect my 85 year old we do all we can to minimize the number of times she goes out into the "germy" world these last 4 months.
She has a cheque (I think less than $100) made out to her. Can she sign over this cheque to her daughter (my wife) so that we can give her the equivalent cash and we deposit it in our account?
The bad - natural aristocracy, selected president, changing history so that Ong Teng Cheong is not our first elected President; Foreign Talent Scheme, 6 million population, first gen citizens don't have to do NS, expensive public housing, CPF rules keep changing, Paper Generals holding all key positions in society, Temasek Holdings - it is run, lack of transparency in how taxes are spent, lack of transparency in how sovereign wealth funds are actually performing, Million Dollar salary Ministers , screwing up covid 19 , fixing the opposition, gerrymandering, GRC system, no press freedom, POFMA
The good - rapid appreciation in value of HDB assets especially between 1970 to 2000, safe and clean country, good transportation, LKY and original PAP team
that's what i can think of. Help with the list both good and bad. It will help me and perhaps you to decide how to vote in a fair , fact driven way
TLDR: had a u-haul van, posted an ad for moving to make extra cash/cover rental fee, its informal and after doing 7.5 hrs of hard work, the guy pays by a cheque that bounced and after confronting him he admits the cheque is bad, complains that we charged too much, claims that we broke some of his stuff and wants to settle in cash. Is there anything I can do? Urgently need advice
If you want to know the full story read on..
So I rented a U-Haul for a move i needed to do and since i had the van, i posted an ad online that if anyone needed a mover I can do it with the van for cash and it will cover my rental costs and maybe more. This guy messages me says that he needs two movers, and i confirm the rates with him and get a friend to join in. He estimates it will require about two hours because he and his brother will also help with the move. I noticed his stuff and I already knew there was no way we could do this in two hours. Moreover, he was still packing so he didn't really help and... keep reading on reddit ➡
Bom dia a todos!
Peço que se estiver no lugar errado, ou descrevi algo deforma inconclusiva, podem me avisar que arrumo aqui.
Venho por meio deste post contar um resumo da minha história financeira e ver o que posso fazer pra melhor isso, pegar uma opinião de pessoas mais entendidas no assunto.
tl;dr: Nome sujo em meados de 2013~14, recém 18-19 anos. Conta no BB, vários cheques passados sem fundo, crédito, investimentos e cheques especiais estourados. Como resolver? Vale a pena?
Se quiserem entender a história completa, ler abaixo.
Emprestei meu cartão de crédito do BB/conta/cheques para minha mãe, durante 2 anos(2014~2016) que fiquei em outra cidade em outro trabalho, movimentando outra conta apenas com débito/poupança.
Voltei em 2016, já recebendo várias e várias cobranças incessantes da empresa ATIVOS.
Confrontando minha mãe quanto a situação, me explicou que - conseguiu aumentar meu limite de 500 reais para mais de 5 mil reais, não sei como; Estourou o limite do cartão,... keep reading on reddit ➡
I’ve recently been to my bank to cash a cheque from the US for a settlement with Western Union. The cheque is $3000 - my bank won’t accept this and won’t give me any help on how I can cash this cheque.
At this stage I’m not averse to going to a shop to cash it, but I have no idea where to go or what to look for, with the pandemic I haven’t been out as I have had to shield, the cheque has about 4 days to be cashed, does anyone have some help for me as it’s really angering me how this seems so hard to do.
Thanks so much for any help.
One of my friends here had a visa interview for a study permit and was told by the embassy that a traveller's cheque or credit card limit statement or a bank statement in a foreign country is a must. Any idea if traveller's cheques can be encashed in Poland?
Hi, I'm looking to cash a cheque from the United States Treasury without having a bank account.
Do cheque cashing places exist here and if they do, what are they called?
I figured one of those foreign money exchange places might, but they said no as soon as I said "cheque".
Here is a genuine question and I am a bit confused by it. Why do I have to pay a commission to an agent that I didn't hire? Isn't it logical that whoever hired the agent will have to pay them?
I am now house hunting and everyday searching through Dubizzle and PropertyFinder for the right apartment for me and my family. Whenever I find what looks like a good deal, I call and I end up with an agent. This agent, I understand, was hired by the owner to find them a tenant, and that is absolutely fine. Logically speaking, the landlord will pay for the agent's services. But for some reason, this is not the case here. Why?
I am happy to deal directly with the landlord. We can do all the formalities together and while this may be a bit of hassle, it can be sorted in a couple of hours and I would save a minimum of 3K, which is a lot of money in these uncertain times. If you are a landlord and need to hire someone to do those formalities for you, that is fine, but you're the one supposed to pay... keep reading on reddit ➡