In the many rent vs. buy discussions on here and elsewhere, people have such strongly held convictions, often based on an incomplete analysis. (They perhaps mention two or three factors.)
This calculator nails it all...fees on purchase and sale, expected years of stay/ownership, your tax bracket, opportunity cost (editable % return loss) on down payment and on recurring costs, adjustable inflation factor on home values, expenses, and rental costs, and more. https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html
EDIT it's also in the tools wiki of this Sub. EDIT2 paywall but a few free articles allowed monthly. EDIT 3 yes might be slightly outdated due to changes in deductibility of state and local taxes and new standard deductions, but likely still close or perfect for most situations. High price homes in high tax states might be off due to “salt” limits Edit 4 and for homes under 300k give or take, or married couples with large std deduction, likely best to set ma... keep reading on reddit ➡
Is there really a limit to how fast something can orbit the sun? Why? Does this limit apply to things entering the solar system?
Update 05/25/2020 13:35 EST: Important Bug fix!
Geodude8022 found a bug with the rent calculations. Some values were hardcoded for test and weren't changed back. This should be fixed now. Please re-download the calculator!
Update 05/26/2020 04:13 EST: Updates to the Spreadsheet
The link below was changed to point to the latest version which has some updates to include first year carrying costs and some formatting changes. Please re-download or copy to get the latest changes.
I'm getting ready to purchase a home again and started using the New York Times Rent Vs Buy calculator fairly frequently. I find that calculator to be quite useful.
A few years ago I dug into the calculations used by the NY Times calculator, and created a spreadsheet that provides the same calculations. I have now cleaned that spreadsheet up, and posting it for others who may f... keep reading on reddit ➡
My wife and I are considering moving from TX to WA (to be with family) and the housing price difference is a little hard to swallow. I was curious, so I punched our info into the NerdWallet affordability calculator and it gave us absurd numbers. With a 200k household income, at 36% DTI we could "afford" about $950k. That is literally impossible with 2 children while also saving for retirement and having disposable income.
I added up what we pay into retirement, health insurance, and HSA and it's about $2800/mo. That's an entire mortgage payment, which greatly decreases discretionary income. Now add in groceries, utilities, all the random stuff you have to buy, plus house maintenance, car maintenance, etc...leaves you with very little, and I'm not even talking about a 950k house, I'm talking about a more reasonable 500k house in WA.
Why do these calculators give such inflated numbers? Surely they should consider that while not everyone has children, everyone still has a lot of expense... keep reading on reddit ➡
So... This is an interesting one. During my high-school days, most of us here in India couldn't afford a decent calculator. We all had one of those cheap ones that can do basic BODMAS and additionally, square roots. Log books were also rare and used to go out of stock pretty fast.
There is this brilliant trick that used to work perfectly to find the log₁₀ of any number upto 3 digits on this regular calculator:
And miraculously, it gave the log₁₀(x) accurate upto 4/5 decimal places. Sometimes even more. How does this work?
Just discovered it accidentaly, and idk if it is common knowledge or not.
Most of you probably already know this but whatever, felt like posting this.
But it's what's inside that counts
Here I am, 29 years old, having been crammed into uncomfortable 36B/C bras for the last ten years or so, even by proper lingerie shops. I never questioned it, I just thought bras were uncomfortable. They never measured anything but my underbust - the rest was a guesstimation. I guess they guessed wrong also because I'm tall at 1.82m/6ft and rather broad shouldered so maybe my breasts look relatively smaller. Or something.
I came across a reference to this sub, read your beginners guide and went for it with the measurements. The calculator told me I'd probably be a 34F of sister size 36E. It seemed like a rather huge difference but I decided to go try some on today. I didn't ask for any help until I thought I found the right size, just to have it confirmed. And I'll be damned: 34F. In multiple bras/brands. Guys, it was a revelation: I'm so comfortable. No poking wires or escaping sideboob. My breasts are actually supported. I can run without having them bounce all over. And they loo... keep reading on reddit ➡
Hi everyone! The wiki is in the final phases of launching a calculator that will let you enter your stats and equipment, and calculates your accuracy, DPS and time-to-kill. This isn't a new concept (the original of course being Bitterkoekje's spreadsheet), but we're trying to take it a couple steps further, with some cool new stuff including:
But we need a bit of help researching the obscure edge-cases of OSRS's combat system. We've put together a list of about 100 questions that we'd like to answer... keep reading on reddit ➡
Hey guys, this is version 2.0 of the fee calculator which compares fees and shipping costs from WeGoBuy, Basetao, Ytaopal, and CSSBUY. It includes EVERY hidden and visible fee on each platform. This is an update following my first post of the fee calculator, here is what I changed since then.
[https://docs.google.com/spreadsheets/d/1tK0ykR00mtGwgzTcegytsGpSa3QOdUUp7u_u_nEisy0/edit?usp=sharing] (All data used comes directly from the agent websites themselves, for calculations see the data tab.) how to use: [file] > [make a copy] > add to your drive > use it
Go check the calculator and let us know what it said, then we will try to answer whatever the question is.
Yes, you ABSOLUTELY could be a G. Even if you’ve worn a D your whole life.
Yes, the calculator is usually accurate. Brands will run larger or smaller, but as a baseline it’ll be pretty close.
A DD/E/F etc on a small band is NOT a huge size. Remember, a 28E cup is the EXACT SAME SIZE as a 30DD, a 32D, a 34C and a 36B. Don’t get hung up on the letter - your boobs did not get bigger, although your wallet is about to get smaller.
You can absolutely find a sports bra. Freya and Panache both offer very supportive options in your size, whatever it is. Just double check the calculator first.
Bonus: if you “know your size,” but that knowledge came from Victoria’s Secret, you are wrong. We’re sorry if you love them, if you just bought a bunch of new bras or if you’ve been going there since you were 15... 99% of the time, whatever they told you is a lie. If you are the 1% that actuall... keep reading on reddit ➡
Hey there, I was searching this Reddit for some kind of comparison between platforms to find out which is the cheapest one. There were none. So I collected all the data that was available and made a fee calculator including all the visible and hidden fees each platform has. I also compared the shipping prices. Here are the results.
[https://docs.google.com/spreadsheets/d/1tK0ykR00mtGwgzTcegytsGpSa3QOdUUp7u_u_nEisy0/edit?usp=sharing] *(*If you want to use the calculator you need to make a copy of the file to your google drive so that you can edit it and change the values. Only the values with black borders around it should be changed, except the TOTAL)
**[FEES] If you are buying something from Taobao then WeGoBuy is always the cheapest option, even with added value services such as QC pics and extra wrapping... keep reading on reddit ➡
Hi everyone, I created a calculator spreadsheet to help with assessing the overall quality of a piece of gear. What this does is it compares the input gear to the maximum gear of that level, rarity, and enhancement level, assigning it a % grading of how close to the maximum in stats it has (max being 100%, if by a miracle you somehow got max rolls all the way through). This type of grading is also shown on a stat by stat basis as well, so if you are only interested in a specific stat. You can also see how well the gear has rolled at its specific enhancement level, so it may help you decide to stop before going all out on a mediocre piece of gear.
I would also note that with this type of grading, it's comparing to THE VERY BEST that a piece of gear can roll, so if you get something that's like a 70% rating, that's pretty normal. For the gear that I checked in my inventory, the best I had was like 93% (though not ideal substats). The average was around 65%, but that is also because I se... keep reading on reddit ➡
I was just messing around online, and was curious after all these years since we broke up, what VS had to say about my bra size now. I was laughing way too hard at this:
Don’t just apply to a college for the hell of it. If you can’t afford it there’s no point in applying. To save yourself the money you would pay for an application fee, take 5 mins out of your day to run the calculator to see how much you would have to pay.
Not enough kids focus on the financial implications of paying for college because they’re so busy with writing essays, LOR, test scores, etc.
Finding out how much you have to pay is equally as important. Don’t slack off. Or the financial aid gods will deem a fit punishment(🤫 loans) hehehehe.
I made a calculator for figuring out how long it takes to learn a language. (Sort of...)
I often see the question "how long does X language take to learn" asked online.
It's something that's almost completely impossible to answer because it depends on so many different factors including the language itself, the student and his or her experience, motivation, background, time put in, etc.
So the answer often ends up being "it could take 6 months or it could take 10 years".
That's where I got the idea to make a simple tool that tries to calculate the amount of time needed to learn a language.
I know: Even though you can try and take multiple variables into consideration, it's still not an exact science (far from it).. In fact, it's almost impossible to calculate the amount of time even remotely precisely. So what's the point?
My idea was to make something that could at least help people come up with estimations. It's not perfect, and some of the variables are really based on my own... keep reading on reddit ➡
You've probably seen this inflammatory post with a video where Tenha used a 4.2k ATK 330%CritD: https://www.reddit.com/r/EpicSeven/comments/gji58l/to_people_bugging_out_about_people_who_are/
I tried putting the stats of that Elphelt (+ all the conditions) into https://maphe.github.io/e7-damage-calc/ and with that setup, the only way for Elphelt to do 8.3k damage is if Roana had roughly 6200 Defense without outside help (Image).
Considering there were Aurius+Adamant shield on that defense, the Roana would have needed 3500 defense to only receive 8.3k damage (Image).
So yeah, it looks like there's some mistake going on in the in-game damage calculation. Either that or the calculator is incorrect... but with 4.2k Atk and 330% CritD against a def broken character with elemental advantage, my M... keep reading on reddit ➡
First off I would like to thank everyone that has contributed and donated to help run the MapRunner site. I couldn't have done it all without your help!
I have now added a few new features to the site and updated some of the data.
Thank you /u/djgromo for the snowrunner cargo cheat sheet. https://www.reddit.com/r/snowrunner/comments/gnk38t/snowrunner_cargo_cheat_sheet/
This data has now been added to the website. I just need someone to confirm the warehouse location in Island lake for me.
/u/Nextej from the snowrunner wiki site has provided MapRunner with some HD map files which are now live!
- Added more increments to the zoom feature
I got tired of manually calculating Etsy fees so I decided to build an Etsy fee calculator to simplify the process and help me price my products more profitably. If you’d like, feel free to give it a try - it’s 100% free! All feedback is welcome 🙏
MOD disclaimer: This is not a tech support post, I'd like to discuss issue I noticed with DRAM calculator.
So I am trying to OC my RAM on 3950x, and since I am new to AMD I decided to use Ryzen DRAM calculator, but the version 1.7.3 seems to be borked as the results seem very odd, for example the voltage for 3733 is set for 1.41 but for 3800 its 1.37... I also seen some posts from people saying that after applying new values they could no longer POST.. I have two questions - did someone else notice this, and where could I find the 1.7.0 version of DRAM calculator? I was trying to google it, but it seems none of the sites that offer it, keep older versions..
Thanks in advance!
I made a spreadsheet to list and calculate how much ducats/credits I need and how long it will take me to farm them in time for Tennocon Baro. I forgot to search if it has been made before, it's probably the case, but anyway, now it's done.. Maybe it could be useful and save a bit of time for other peoples.
NOTE : It's only listing my personal "top" priorities of things that I don't own yet so you will probably need to adapt it to your own objectives.
To avoid missing a free premium tank by 10 or 20 points, I created an excel file to help keeping track of progress and daily average needed to help you get the prize you deserve.
Attaching the latest version of my DD3 gear level 14 calculator. You simply enter in your current gear level for characters of interest, check mark the characters you want to take to gear 14, and the tool calculates the orange materials needed. Enter your current inventory of materials and it will show you what you still need to farm.
Tool has been updated for the latest character additions, through Ironheart. As always, if you find bugs, please let me know. Thanks.
Hiya /r/DynastyFF 😎 It's been the works for a long time, but I'm super pleased to finally be presenting the brand new DynastyProcess.com Trade Calculator!
Firstly, a video tour: https://streamable.com/7qvl8p
We've been hard at work on a mobile-first trade calculator app and it's finally ready for showtime, complete with post-draft rookies and ranks!
Some new features we're stoked about:
A couple of immense servings of gratitude:
A revamped desktop UI based on this back-end is also in the plans and should be available in th... keep reading on reddit ➡
Really simple to use and if you like to play penny stocks on the safer side then this might just be for you. To access it, click "File" then "Make a copy". You have to be logged into a gmail account to make a copy (I think).
Little explanation of how it works:
Don't have to put in stock name but it's easier to see what you bought
Put in the price you bought the stock
Put in how many shares you bought
It calculates the total price
YOU PICK a price you'd like to sell the stock at
It calculates how many shares you need to sell to cover your costs
Shows you how many shares will be pure profit shares no matter what happens to the stock price after you've sold at your target price.
You can always put a stop loss or trailing stop loss as your safety net to potentially make more money or you can also use this method if you know you're a FOMO chaser and don't know when t... keep reading on reddit ➡