To whom it may concern,
The following represents a summarized narrative from my works cited below. I write out of concern for the continuity of our financial system. Most importantly, to illustrate the injustice that it allows.
It is apparent that the disciplinary actions- often a small fee- are not adequate to prevent this type of behavior. Furthermore, they have become a cost of doing business as is apparent through the company's indifference in admitting or denying the action.
As a citizen of the United States and direct participant within the US stock market, I demand the SEC explain WHY these actions are being tolerated.
For those of you who feel the same, please attest by signing your Reddit username in the comment section below
_______________________________________... keep reading on reddit ➡
Bullet builds were overperforming; CT15 Golds were easier to clear than intended. If other builds were buffed to the effectiveness of bullet builds, all builds would be overperforming, taking away any semblance of end game or challenge. (This is completely ignoring the fact that anomaly builds are already insane when you've put in the time to farm good gear & mods)
"But I am an altered god I should be destroying everything!" That's why challenge tiers exist. It's an amazing system because it lets the player decide how challenging the gameplay is. If you want to one shot everything, turn it down. Some players enjoy challenging content.
TLDR: Bullet builds clearing CT15 with mediocre gear = bad. Anomaly builds clearing CT15 with mediocre gear = bad. Having to farm good gear pieces and mods = good.
I just realized it's been 9 months, and I should have kept another one for what's eating its way out of her body now.
None of them will harm you (Hopefully...) but you still have to pick one
Disclaimer this is a bit of rant. I'm also sorry if this is not the right sub for this.
I've been working with an real-estate agent since mid December as a first time home buyer. His team is supposed to be the best in the city/surrounding area and I'm so angry.
Recently we found a place we liked. We wanted to offer a bit over asking. Our agent was really irritated at us, saying we will never buy a place if we don't go in majorly over asking. Said the listed price is just a tactic and we needed to go at minimum 100k over, no conditions. Given that this was already 650k townhome (that needed work), we backed out as we're in no rush. Just found the sold listing- sold for 15k over asking. Had I listened to this weasel I would have paid 85K over. What the hell is this. I understand that offers have been ludicrous lately but how much of this is based on pushy agents adding fuel to the fire. I've emailed him the sold listing- no response.
Previous to that we saw a townhome for 750k which was one year old. He also told us we needed to bid at least 50k over asking for the buyers to even consider us. Guess what? Listing recently expired and the owners dropped 50k. He's using FOMO to scare us and how many agents are doing the same but are falling for it?
I've been using HouseSigma to track these listings. I feel so manipulated. How is it that there is no transparency in bidding like other counties (Australia). I want to know what other people are bidding, I don't want to be pushed by someone who has a vested interest in making more commission.
My question is who can I connect with about this, anyone in government, a regulatory body? In my opinion, this lack of transparency needs to end.
As an aside: A real estate agents entire job could be done through an app. How is it that they have such a monopoly in Canada. It's 2021 and the industry has not changed even with technology.
Edit: Thank you for your responses, I didn’t anticipate this much activity in such a short amount of time. I will be contacting my MP about bidding transparency and encourage anyone who feels the same about this topic to email their representatives/ whoever else you feel may help. Your feedback may also help others who find themselves in the same boat.