This option is often offered with a warning, such as "The exchange rate might change...guarantee this rate and avoid possibly paying more later."
This is a tactic ATM providers use to confuse you so that you'll accept their unreasonable rate, causing you to lose more money than if you just decline and accept your bank's rate (the real exchange rate).
We always double check the real exchange rate before withdrawing and one time, this saved us over 80 Pounds.
Edit: Wow! The response and discussion has been great! However, it seems there is still some confusion regarding the original post. We did elaborate in an article we wrote, but didn't want to self-promote here.
To clarify: The original example is from the first time we ran into this. We were in Stanstead Airport and the only ATMs belonged to an independent company (don’t remember the name). At the time, we had a card that limited our number of yearly foreign withdrawals, so we were forced to use cash and, obviously, didn’t have
The livestream, the chat here, everything going on with the band at this moment is giving me anxiety. I'm sure I'm not alone. It just feels overwhelming and creepy and stuff.
So shout out to all my other peeps who are going into hiding at this moment only to hopefully be in the loop after the situation has died down :)
Edit: Wow. My anxiety went away but boy I was not expecting over 100 comments. I think it's safe to say the response is slightly... overwhelming (badumtsh)
2020 has been fucking biblical! Global outbreak, worldwide recession (borderline depression), shitshow in Iraq, and now nationwide rioting, and we are only half way through the year. While I wouldn't say this has been a good year for preppers, it's definitely been an eventful sob. So the recent rioting I think provides an excellent excuse to review our civil unrest preps and see what we can improve on.
Right now, my civil unrest kit basically boils around bagging out. In the event of a riot, I'm not going to try and defend my house against rioters and looters. Material possessions can always be replaced and insured to some extent, but my life and that of loved ones isn't as easily replaceable. And while bugging out during a riot is dangerous, trying to weather one, imo, is even more so. So my current kit includes obvious weapons such as AR15, a KSG25 with one barrel chambered with bing bag rounds, a kevlar vest, and my BOB. I have maps, pepper spray, CS Cans, and flairs all stores i... keep reading on reddit ➡
It's at the point where I see more cheaters in 1 evening playing labs than 3 usual evening of playtime, people are going to start cheating just to be on the same playfield of theses trash people. It's time to implete 2FA. Your whole anti-cheat needs way more layers of protection than just fucking BattleEye, the current anti-cheat is an absolute joke.
Is it just me or have the most recent update(s) to the iOS version of PoGo absolute destroyed the app? The game is crashing constantly, haven't seen crashing like it since the earliest days of PoGo back in July 2016, what the heck have Niantic done? I hope they fix is soon but it's infuriating that they have broken the game so hard in the midst of the current global situation.
Edit: I’ve had this issue on an iPhone XS Max, running the latest version of iOS (13.4.1). Also, thanks for the chat everyone, been interesting to see the mix of experiences that everyone has had
I live with three roommates, were supposed to split bills four ways. Not my ideal living situation but I was unexpectedly moving after a breakup.
One of my roommates, Lucy, has not paid her share of the electric bill in months, she says she just hasn't gotten around to setting up the service (venmo) we all use to pay our shares to me, so I can pay the bill.
Every time I ask for money, she has an excuse. She can't set up venmo, since her phone is dying. She doesn't have cash on her. She can't write me a check because she doesn't have a checkbook. She says she has the money and will get around to sending it.
Last week, I was going to the grocery store and doing some other errands and I asked if anyone wanted a lift for errands. Two of my roommates, Lucy and Anne, said yes.
On the errand run, I had an idea. I know which bank Lucy uses, I saw she had her bank card on her at the store. And wed be coming up by one of their branches. I pulled into the ATM drive through lane and said "Lu... keep reading on reddit ➡
Any help would be appreciated 🤩
I have a sibling that feels entitled to ask me for money whenever they want because I’m childfree and financially responsible. My parents say my sibling has a “harder life” because they have to raise a family of four on a single income. No one made them make their life “harder” by having children they couldn’t afford. Yes, I’ve done financially well for myself, but that’s because I’m not married, have no children, and live a minimalistic life.
unlike quarantine (which is still kinda going on), I can’t find the inspiration/motivation to put makeup on or feel happy when I do end up doing it.
Mainly bc of the protests & how the police are acting and keeping up w social media , etc. I can’t go to the protests but I’ve been donating signing petitions etc.
I just feel so anxious & unwell, haven’t even watched YT for fun or felt calm by makeup (usually is a nice distraction)
To anyone that cares, I got the following:
And probably a few other little shits I forgot I got. Also the month is about to end, so we're about to get another bundle probably. Maybe. Still, it's worth 2 bucks.
Okay apparently I have to make steps because everyone is confused, so here's the steps if you're in North America:
So, I finally made it, eh? So, let me begin.
I came with the idea to come to The Abyss with the carrier in general, when the first beta was out. I never traveled here and was kinda scared of doing it in a ship only, despite trying to be a deep space explorer. That's how the name Nanachi came up and stuck, actually, reference to the anime Made in Abyss, which is a great work of art and can't recommend enough. When the second beta came, I tried to reach a white dwarf that I discovered some time ago with the carrier - SMUMBIE XJ-A D3. One problem though, I didn't put enough fuel for the trip and I didn't bring mining equipment with me. So, yeah, for release, I decided to be way more dedicated, but trying to reach Beagle Point was more impulsive one. I mean, who doesn't want to achieve something in the game he/she loves?
So, I made preparations, I even made a to-do list, which you can see below in its final form. First, I had to mine even more LTDs at Borann (it will be missed o7), since... keep reading on reddit ➡
It. Is. Every. Damn. Expansion.
You try to turn the knobs and squeeze a little more out of the player base. We are tired if it, and this really shows how out of touch you are pulling yet another "tweak" of the economy during the worst economic downturn any of us have seen in our lifetime.
I urge everyone who can, to not let this pass, vote with your wallet, and speak your outrage. We should not have to go to battle every expansion and change to the game as you try to maximize profit and minimize rewards.
So i played all the game from grandmaster up on stream at https://www.twitch.tv/socialist_singed
took a long time, was hard and was a mental battle. There are singed players in chall , but no onetricks atm, keep this in mind!
Mechs are an early game powerhouse, or they should be... when dragons were added, many of the early tier mechs were simply removed and led to there being no good mechs to hold you in the early game. Bit ironic when mechs do not scale at all and get destroyed later on. I havent seen a mech win in months and this is because they aren't allowed to bully out others early. We need to add more divine shield mechs back into the game, god I miss psycho-tron, it was such well statted minion and very much needed right now.
My name is Esruc(nl) I'm a Challenger Fizz main on EUW (700+ LP) that got multiple accounts to master+ with a high winrate (70-82%) playing mainly Fizz. I am considered one of the best Fizz players in the world (according to a lot of pro players / coaches) and I did peak one of the highest in terms of Fizz. If that gives something to hold on to.
I recently started playing on a fresh unranked account to see how much winrate I can get to challenger. I'm still playing on this account trying to push it to Challenger.
Since league is down I'm answering some questions today if u guys have any!
Feel free to ask anything in terms of climbing / matchups etc. I'll try my best to explain the best that I can!
EDIT: I answered A LOT of questions I hope this helps u guys!
Thank you guys for showing interest in Fizz it makes me happy that our little sushi players wanna get better!
**I won't be looking that detailed at this AMA anymore, but if you do need further help I do a mix of infor... keep reading on reddit ➡
Right now you can't get any new items from recycling 4* accessories. I rolled over 400 4*s and didnt get a single new item.
All of my guildmates reported the same thing.
Upgrading 3* items into 4* items however does give you new items.
So stop crying about people playing bad and instead help them learn. I've seen so many people flame others just because they're playing bad and "costing them their ranks" like bloody hell mate. Rank doesn't matter at all right now. You ain't going pro being silver so your rank definitely means Jack shit right now seeing how it's being reset anyway and everyone is going to start from 0 again. So just help others learn the game instead of making them quit.
And just an FYI I weren't the one being flamed but pisses me off anyway.
For me it’s TLC
Backstory: Allowed a friend of a friend who was down on her luck to room with me (edit: for 2yrs, so we did become close friends), as she needed to get away from her abusive ex/father of her son. In hindsight, the fact her boyfriend at the time would not spring for a place for her to move in with him should have been a red flag for me. There’s a whole other story regarding both the father and the boyfriends (plural) that I won’t get into right now.
Fast forward a couple years, stuff happened, lost my job, had to move back home, literally across the country, got rehired.
Still kept in contact with her, and since I could afford it, $100 every couple months to help her out wasn’t hurting my finances while she was down on her luck. She was back living with her mom and on gov’t assistance for awhile, so it was infrequent enough that it didn’t bother me. But after a while, I was getting tired of her begging me to borrow some cash. Realized I never did tally the total amount, and was shocke... keep reading on reddit ➡
I love fantasy challenges but having them constantly like this and creating basically the same look over and over is a bore. Redoing random jet sets is the only thing keeping me sane right now.