CC on the Brewers has got to be one of the most under appreciated performances in recent baseball history...
In 17 games he came away with 3 Shutouts, 7 Complete Games, 11 wins, and was a scorers decision away from a no-no. Basically every one of those starts was on 3 days rest. His adjusted ERA+ for that span is 255(!!!!!!!!!) with a WHIP a hair above 1.00. All this while carrying a franchise to the playoffs for the first time in a generation. All I wanted to say is I’m disappointed in the amount this gets talked about, as I see it as possibly the most dominant half season in MLB history.
Mid December I started to sell CCs expiring 1/15/21 and I set the strike prices thinking it would be extremely unlikely for any of these to hit. However, all of the following have exceeded their strike price and were assigned:
GME $22.50c, was initially priced around $15.5 a share
JPM $129c, was priced $121 a share
ALLY $38c, was priced just over $34 a share
MTDR $12.50c was priced $11.93
XOM $44.50c, was priced around $41
These were all stocks that I would have liked to hold on to a little longer, but I made money on these transactions so I can't complain too much. I will now switch to cash secured puts on the same stocks. Still, is there something fundamental that I'm not understanding or was this just a crazy month? I never would have figured that all of these could go up 10% within 3 weeks.
Edited for clarification. Edit 2: I made a lot of money, just wanted to see if there were tips to make more money in the future. I've already sold CSPs on everything other than MTDR (getting out of oil storage.)
A single interrupt or stun from anyone other than myself would be great. I will leave as many keys as I have to if it forces the bottom feeders learn. I'm tired of having to pop every CD I have just because the demon hunter won't stun the Loyal Beasts ability or the hunter can't interrupt a crucial cast.
Please, don't sign up for a key if you haven't ran it. I never actively sign up for a key just to teach the basic mechanics of a dungeon and waste 50 minutes of my life.
Cross-posted in r/eupersonalfinance.
It all started with what I thought was a scam email. It’s not.
My parents committed identity fraud and opened credit cards in my name without my knowing. I’ve since found out that I have $25,000 in debt with four different banks and three collection agencies after me. I haven’t lived in the States for 5 years (I live in the Netherlands), I don’t have a U.S. credit card, and I didn’t freeze my credit before I left (I didn’t even know that was a thing).
Guys, I’m in shock. I have no idea what to do or how to begin. My parents insist that these agencies can’t touch me, that this debt will fall off after 7 years, and that my credit will be restored after time. That, since I don’t plan on returning to the U.S., I need to ignore them.
Well, I don’t trust a word out of these peoples’ mouths anymore. I need legal/finance advice. My questions: Where do I turn? What are the steps to take? Do I contact these banks and agencies and dispute? Or will that make things worse? How does my living in the Netherlands affect this situation?
I know the first thing is to freeze my credit, which will be difficult since I have no U.S. address. Then, what next?
Are there low-cost/free services in the U.S. that I can use to get advice?
Thank you in advance for your responses.
This has actually blown my mind.
Despite the .5% drop rate, the lack of a free step, no 700cc step, no double rates step, and same LF rates on GSP COMPLETELY offsets any benefit from the increased drop rate.
They have literally bamboozled us and dropped the single most garbage banner of all time.
After 20k stones, the chance of pulling 1 new LF on the current banners is as follows:
-Gogeta/Broly banner = 67%
-UI banner = 68%
This might be the biggest bamboozle in Legends history. They come out with a flashy title like "Double Rates for the new LFs!", and hope no one takes the time to do the math. Considering how bad the new banners are overall, this seems like the biggest slap in the FACE Toshi and crew have ever pulled.
I'll try and show my math on here but it sucks on reddit:
-Gogeta/Broly banner: .995 (chance of not getting LF) ^ 220 (how many summons you get on new banners for 20k CC) = .33195
1 - .33195 = .668 = 66.8% chance of getting 1 copy of Gogeta/Broly after 20k cc spent
- UI Goku banner: .9975 (chance of not getting LF for regular step) ^ 200 (number of regular rate summons you get for 20k cc) = .606
.995 (chance of not getting LF on double rates step) ^ 50 (number of doulbe rates summons you'll get for 20k cc) = .7783
(1-.606) + (1-.7783) = .6157 = 61.5% chance of getting 1 copy before even using GSP tickets.
.95 (chance of getting new LF on GSP) ^ 4 (Number of GSP pulls you'll get after spending 20k cc) = .8145
(1- .8145) * .385 (chance of not pulling 1 copy of UI Goku after doing steps) = .0714
.6157 +.0714 = 68.7% chance of pulling 1 UI goku copy after 20k cc spent
Is there a single champion other than Rek'sai who primarily builds prowler's?
probably not because it's an item with the worst active in the entire game, at least for it's target audience.
Assassins don't need more mobility. they need to deal high burst damage to remove high priority targets. So who thought it would be a good idea for THE lethality mythic to significantly reduce it's wearer's burst?
Even though it may not be a bad item simply because of it's high base stats. it's incredibly dissatisfying to use.
Still in shock and not sure how to process this, but would appreciate advice on what to do moving forward and how this affects me.
I have a stable job and earn over 100k have a credit score of 842 have a joint property investment with my brother. I'm not as savvy with my finances as you guys in this subreddit but live within my means. I have 50k in savings which I was planning on using a portion for the wedding and have been working on my spending habits and building this.
Recently came to my attention after a serious discussion where he told me that he has atleast 70k in credit card debt over several cards...and a car loan. From what I've been told he earns about 80k.
I don't plan on breaking up, but am working through the confusion, frustration and anger whilst trying to formulate a plan to sort this out. Wow
Can anyone provide finance management advice for couples that live together. (We currently don't)
Tdlr; found out the guy I'm about to marry is in a fuckload of debt and wanting advice so I can better plan a strategy to sort it out.
One of mine is being in the feild, and when our RSGM came to visit he started bitching for like 10min. about us having a community snack table. Saying how "Looks like a God Damn liquor store in here!" and just being pissy. Then conviently our SCO came by, clearly hearing the rant, took a rice crispie off the table and started eating it in front of RSGM in a death gaze while ginning ear to fucking ear.
I doubt this all gets implemented, but Biden is calling for making community college free for everyone and state schools to be free for anyone with a family income of under $125,000. What are your thought on how this would affect faculty? Link here: https://www.usnews.com/education/best-colleges/paying-for-college/articles/what-bidens-presidency-could-mean-for-college-affordability
On the one hand, more students in college would require hiring more professors. More demand should increase prices (i.e., salaries).
On the other hand, I don't actually trust most state governments to adequately fund this program (the federal government can't do this alone, plus future presidents will have different priorities). This would mean more students with a minimal increase in resources. Which would lead to larger class sizes and more weak students (without anyone to help them). Plus it might lead colleges with strained budgets to actually decrease the number of full-time faculty and replace them with cheaper and more flexible adjuncts.
How to download the songs separately?
To download the songs individually, you can visit my website onemansymphony.com. If the songs don't load immediately, it's probably because of the high volume of traffic I'm getting. Please be patient.
Can I download the full album with one click?
You can download the full album in one RAR & ZIP file by following this Bandcamp link.
Is this album updated regularly?
Yes! Whenever I add a new song or sound effect to the library, I announce it on my Twitter. I also have a YouTube channel where I upload the songs to. I would suggest checking the tweets/videos or the album page regularly if you're in need of new music frequently.
What's the total size of the library and in which format do they come in?
Total file size varies in format. You can download the songs in MP3, FLAC, AAC, OGG, ALAC, WAV and AIFF formats on Bandcamp. Official website offers only MP3 files at the moment.
How can I support this project?
I'm planning to expand this library's content as much as possible, and doing so takes a great amount of time, and calls for new virtual instruments and tools to create songs in rich and different sound. My current goal is to keep adding more songs in different genres into this library as well as creating environmental sound effects in high quality. Also Bandcamp limits the quantity of free downloads so I need to buy more "free download credits" to make the album even more accessible. More information about the subject can be found here. Due to these reasons, I created a Patreon page if you'd like to support this project. I'm using the donations I'm getting through Patreon to buy new virtual instruments at the moment.
Can I listen to these songs on Spotify?
Yes! Uploading the songs to Spotify takes longer than uploading them to Bandcamp so not all of the songs are available on Spotify yet, but you can listen to some of them by following this Spotify link.
What about the license? (CC BY 4.0)
You can use any song in this library in anyway you want, be it as a sound effect in your game or a... keep reading on reddit ➡
Out of curiosity how many of you are banned from r/cc I just got my first ban and they made it permeant cause I posted about the fact that I was banned.
They treat people that talk about nano like they are trash so I was curious to see how many people have been banned and what the reasons were? Mine was because I said nano would be a good alternative to btc because it is green.